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F.N.B. Corporation FNB Provision for Credit Losses

Provision for Credit Losses at other companies

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$188M-27.7%
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$34.95M+11.3%
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Fifth Third BankFITB
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Segments

By segment

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Community Banking$18M+5.9%
Insurance$0
Wealth Management$0

Other financials

Income statement

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Revenue$450.0M+9.5%
Net income$137.0M+17.1%
EPS (diluted)$0.38+18.8%

Balance sheet

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Cash & equivalents$2.7B+8.8%
Total debt$4.4B-6.6%
Total equity$6.8B+6.0%
Total assets$50.6B+3.3%

Cash flow

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Operating cash flow$151.0M+136%
CapEx$18.0M-14.3%
Free cash flow$133.0M+209%

Valuation

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Market cap$6.49B+23.5%
Enterprise value$8.27B+8.5%
P/E11.1×-0.3×
P/S3.6×+0.3×

Profitability

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Net margin32.4%+3.7pp
FCF margin25.8%+2.3pp

Returns & leverage

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Return on equity8.9%+1.4pp
Debt / equity0.7×-0.1×

Where this comes from

Reported directly by F.N.B. Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal.

The official record: F.N.B. Corporation’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is F.N.B. Corporation's provision for credit losses?
F.N.B. Corporation (FNB) reported provision for credit losses of $18.5M in Q1 2026.
How has F.N.B. Corporation's provision for credit losses changed year-over-year?
F.N.B. Corporation's provision for credit losses increased by 5.7% year-over-year, from $17.5M to $18.5M.
What is the long-term trend for F.N.B. Corporation's provision for credit losses?
Over 3 years (2022 to 2025), F.N.B. Corporation's provision for credit losses has grown at a 10.5% compound annual growth rate (CAGR), from $64M to $86.4M.
What does provision for credit losses mean?
This represents the non-cash charge or credit taken against earnings to adjust the allowance for credit losses based on management's assessment of loan portfolio risk. It reflects the expected future losses on the bank's lending activities and serves as a key indicator of credit quality trends. A higher provision indicates deteriorating credit conditions, while a release suggests improving portfolio health.