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First Bancorp FNLC Q2 2026 earnings

Reported July 22, 2026 · Before market open

Revenue$44.5M
EPS$0.85
“Net income of $9.6 million for the second quarter of 2026 represents an increase of 18.6% from the second quarter of 2025. Our Return on Average Assets for the period was 1.20% and our Return on Average Tangible Common Equity was 14.67%, both up nicely from 1.01% and 13.95%, respectively, a year ago.”
Tony C. McKim

Next report

Oct 21, 2026 (in 2 months)

Financials

Q2 2026

Income statement

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Revenue$25.8M+14.6%
Net income$9.6M+18.6%
EPS (diluted)$0.85+18.1%

Balance sheet

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Cash & equivalents$29.8M+8.8%
Total debt$214.1M+9.1%
Total equity$293.0M+10.3%
Total assets$3.2B+0.5%

Cash flow

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CapEx$189.0K+40.0%

Valuation & ratios

Valuation

as of 08/06/26
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Market cap$399.16M+41.6%
Enterprise value$583.47M+29.4%
P/E10.6×+1.2×
P/S3.9×+0.7×

Profitability

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Net margin37.3%+2.8pp

Returns & leverage

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Return on equity13.5%+1.8pp
Debt / equity0.7×0.0×

Segments

By product

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Investment management and fiduciary income$1.5M+15.9%
Debit card income$1.4M+6.9%
Service charges on deposit accounts$585.0K+8.5%
Mortgage origination and servicing income, net of amortization$195.0K-11.8%

FAQ

When did First Bancorp report Q2 2026 earnings?
First Bancorp (FNLC) reported Q2 2026 earnings on July 22, 2026 before market open.
What were First Bancorp's Q2 2026 revenue and EPS?
First Bancorp reported revenue of $44.5M and eps of $0.85 for Q2 2026.
How did First Bancorp's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 1.2% from $44.0M a year earlier and eps grew 18.1% from $0.72.
Where can I find First Bancorp's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000765207-26-000098) and the 10-Q periodic report (0000765207-26-000106) directly on SEC EDGAR. The filing index links above go to sec.gov.