Where do Finward Bancorp's ratios come from?

Every ratio is computed from Finward Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Finward Bancorp FNWD Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	14.5%+2.3pp	12.2%-0.2pp	12.5%+4.1pp	8.4%+3.0pp	5.4%-11.7pp
Free cash flow margin	24.3%+10.6pp	13.7%-4.7pp	18.4%+7.6pp	10.8%+5.1pp	5.7%-3.8pp
Returns
Return on equity	6.1%+1.1pp	5%-0.1pp	5%+1.5pp	3.5%+1.3pp	2.2%-5.9pp
Return on assets	0.5%+0.1pp	0.4%0.0pp	0.4%+0.1pp	0.3%+0.1pp	0.2%-0.4pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×-0.4×	0.5×-0.1×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$159.26M+35.3%	$152.27M+9.7%	$138.79M+14.0%	$121.77M-3.0%	$125.53M+3.5%
Enterprise value	$54.91M+88.7%	$47.15M-4.3%	$49.26M+48.7%	$33.13M-81.4%	$178.52M+36.6%
Price / earnings	16.1×-6.0×	18.8×+1.9×	16.9×-6.0×	22.9×-15.1×	38×+28.0×
Price / sales	2.3×+0.5×	2.3×+0.2×	2.1×+0.2×	1.9×-0.1×	2×+0.3×
Price / book	0.9×+0.2×	0.9×0.0×	0.8×0.0×	0.8×0.0×	0.8×0.0×
EV / sales	0.8×+0.3×	0.7×0.0×	0.7×+0.2×	0.5×-2.4×	2.9×+1.1×
Free cash flow yield	10.4%+4.6pp	5.9%-2.8pp	8.7%+3.1pp	5.6%+2.9pp	2.8%-2.8pp
Earnings yield	6.2%+1.7pp	5.3%-0.6pp	5.9%+1.5pp	4.4%+1.7pp	2.6%-7.4pp
Dividend yield	1%-0.3pp	1%-0.1pp	1.1%-0.2pp	1.3%-0.4pp	1.7%-0.1pp
PEG ratio	0.1×—	——	——	——	——

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Questions, answered.

Where do Finward Bancorp's ratios come from?: Every ratio is computed from Finward Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.