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Finward Bancorp FNWD Ratios & Valuation

TTM Q1 '26TTM Q4 '25TTM Q3 '25TTM Q2 '25TTM Q1 '25
Profitability
Net margin14.5%+2.3pp12.2%-0.2pp12.5%
Free cash flow margin24.3%+10.6pp13.7%-4.7pp18.4%
Returns
Return on equity6.1%+1.1pp5%-0.1pp5%+1.5pp3.5%+1.3pp2.2%-5.9pp
Return on assets0.5%+0.1pp0.4%0.0pp0.4%+0.1pp0.3%+0.1pp0.2%-0.4pp
Efficiency
Asset turnover0.0×0.0×
Leverage
Debt-to-equity0.1×0.0×0.1×0.0×0.1×0.0×0.1×-0.4×0.5×-0.1×
Debt-to-assets0.0×0.0×0.0×0.0×0.0×
Valuation
Market capitalization$159.26M+35.3%$152.27M+9.7%$138.79M+14.0%$121.77M-3.0%$125.53M+3.5%
Enterprise value$54.91M+88.7%$47.15M-4.3%$49.26M+48.7%$33.13M-81.4%$178.52M+36.6%
Price / earnings16.1×-6.0×18.8×+1.9×16.9×-6.0×22.9×-15.1×38×+28.0×
Price / sales2.3×+0.5×2.3×+0.2×2.1×
Price / book0.9×+0.2×0.9×0.0×0.8×0.0×0.8×0.0×0.8×0.0×
EV / sales0.8×+0.3×0.7×0.0×0.7×
Free cash flow yield10.4%+4.6pp5.9%-2.8pp8.7%+3.1pp5.6%+2.9pp2.8%-2.8pp
Earnings yield6.2%+1.7pp5.3%-0.6pp5.9%+1.5pp4.4%+1.7pp2.6%-7.4pp
Dividend yield1%-0.3pp1%-0.1pp1.1%-0.2pp1.3%-0.4pp1.7%-0.1pp

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Questions, answered.

Where do Finward Bancorp's ratios come from?
Every ratio is computed from Finward Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.