Finward Bancorp FNWD Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 12.2%-4.8pp | 17.1%— | —— | —— | |
| Free cash flow margin | 13.7%+4.2pp | 9.5%— | —— | —— | |
| Returns | |||||
| Return on equity | 5%-3.2pp | 8.1%-2.9pp | 11%+0.5pp | 10.5%+0.8pp | |
| Return on assets | 0.4%-0.2pp | 0.6%-0.1pp | 0.7%-0.1pp | 0.8%-0.1pp | |
| Efficiency | |||||
| Asset turnover | 0×0.0× | 0×— | —— | —— | |
| Leverage | |||||
| Debt-to-equity | 0.1×-0.4× | 0.5×0.0× | 0.5×— | —— | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×— | —— | |
| Valuation | |||||
| Market capitalization | $159.26M+35.3% | $121.26M+11.8% | $108.5M-30.3% | $155.6M-15.7% | |
| Enterprise value | $54.91M+88.7% | $130.68M-23.4% | $170.56M— | —— | |
| Price / earnings | 16.1×-6.0× | 10×+2.9× | 7.1×-3.2× | 10.3×-2.0× | |
| Price / sales | 2.3×+0.5× | 1.7×— | —— | —— | |
| Price / book | 0.9×+0.2× | 0.8×+0.1× | 0.7×-0.5× | 1.2×0.0× | |
| EV / sales | 0.8×+0.3× | 1.8×— | —— | —— | |
| Free cash flow yield | 10.4%+4.6pp | 5.6%-15.7pp | 21.3%+11.8pp | 9.4%— | |
| Earnings yield | 6.2%+1.7pp | 10%-4.1pp | 14.1%+4.4pp | 9.7%+1.6pp | |
| Dividend yield | 1%-0.3pp | 1.7%-3.2pp | 4.9%+1.7pp | 3.3%+0.9pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Finward Bancorp's ratios come from?
- Every ratio is computed from Finward Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
