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Finward Bancorp FNWD Ratios & Valuation

TTM Q1 '26TTM Q4 '25TTM Q3 '25TTM Q2 '25TTM Q1 '25
Profitability
Net margin14.5%12.2%12.5%
Free cash flow margin24.3%13.7%18.4%
Returns
Return on equity6.1%+3.9pp5%-3.2pp5%-8.2pp3.5%-10.5pp2.2%-13.1pp
Return on assets0.5%+0.3pp0.4%-0.2pp0.4%-0.5pp0.3%-0.7pp0.2%-0.9pp
Efficiency
Asset turnover
Leverage
Debt-to-equity0.1×-0.4×0.1×-0.4×0.1×0.0×0.1×0.5×
Debt-to-assets0.0×0.0×0.0×
Valuation
Market capitalization$159.26M+35.3%$152.27M+25.6%$138.79M+2.0%$121.77M+16.7%$125.53M+19.9%
Enterprise value$54.91M+88.7%$47.15M-63.9%$49.26M-61.6%$33.13M$178.52M
Price / earnings16.1×-6.0×18.8×+8.8×16.9×+9.5×22.9×+17.7×38×+33.3×
Price / sales2.3×+0.5×2.3×2.1×
Price / book0.9×+0.2×0.9×+0.1×0.8×0.0×0.8×+0.1×0.8×+0.1×
EV / sales0.8×+0.3×0.7×0.7×
Free cash flow yield10.4%+4.6pp5.9%+0.4pp8.7%+10.5pp5.6%-0.8pp2.8%-15.0pp
Earnings yield6.2%+1.7pp5.3%-4.7pp5.9%-7.6pp4.4%-14.8pp2.6%-18.7pp
Dividend yield1%-0.3pp1%-0.7pp1.1%-1.0pp1.3%-2.3pp1.7%-2.7pp

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Questions, answered.

Where do Finward Bancorp's ratios come from?
Every ratio is computed from Finward Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.