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Freedom Holding FRHC Net Undiscounted Claims and Claim Adjustment Expense Reserves

Net Undiscounted Claims and Claim Adjustment Expense Reserves at other companies

Ally Financial logo
Ally FinancialALLY
$161M+27.8%
W.R. Berkley logo
W.R. BerkleyWRB
$8.17B+14.5%
Freedom Holding logo
Freedom HoldingFRHC
$11.78M+13.4%
Fidelity National Financial logo
Fidelity National FinancialFNF
$1.7B+0.5%
Reinsurance Group of America logo
Reinsurance Group of AmericaRGA
$3.05B+6.3%
Old Republic International logo
Old Republic InternationalORI
$1B+11.0%

Segments

By product

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Vehicle Owners$14.03M+88.1%
Civil Liability$8.03M-17.3%
Compulsory employer liability insurance$7.7M+52.4%
Life Insurance$4.61M-85.2%
Property Damage$4.53M-0.2%
Motor Vehicle$2.41M-34.1%

Other financials

Income statement

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Revenue$503.1M+68.6%
Gross profit$477.9M+67.1%
Net income$8.0M
EPS (diluted)$0.13

Balance sheet

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Cash & equivalents$966.1M-41.3%
Total debt$48.8M+20.5%
Total equity$1.5B+21.6%
Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M
CapEx$23.0M-15.8%
Free cash flow-$1.6B-220%

Valuation

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Market cap$8.81B+10.6%
Enterprise value$7.89B+24.0%
P/E57.4×
P/S0.0×

Profitability

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Gross margin96.4%-2.1pp
Operating margin-28%
Net margin7%
FCF margin-0.6%

Returns & leverage

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Return on equity11.3%
Debt / equity0.0×
Current ratio