How has Five Star Bancorp's purchased credit deteriorated loans changed year-over-year?

Five Star Bancorp's purchased credit deteriorated loans increased by 16.3% year-over-year, from $3.58B to $4.17B.

What is the long-term trend for Five Star Bancorp's purchased credit deteriorated loans?

Over 3 years (2022 to 2025), Five Star Bancorp's purchased credit deteriorated loans has grown at a 13.4% compound annual growth rate (CAGR), from $2.76B to $4.03B.

Five Star Bancorp FSBC Purchased Credit Deteriorated Loans

Purchased Credit Deteriorated Loans at other companies

Great Southern BancorpGSBC

——

Independent Bank CorporationIBCP

——

Hanmi FinancialHAFC

——

Other financials

Income statement

See full

Revenue$45.1M+27.6%

Net income$18.6M+42.0%

EPS (diluted)$0.87+40.3%

Balance sheet

See full

Cash & equivalents$644.4M+42.4%

Total debt$11.5M+75.2%

Total equity$458.5M+12.8%

Total assets$5.0B+18.5%

Cash flow

See full

Operating cash flow$18.9M+22.3%

CapEx$168.0K+68.0%

Free cash flow$18.8M+22.0%

Valuation

See full

Market cap$1.01B+78.6%

Enterprise value$377.42M+215%

P/E15.1×+3.3×

P/S6×+1.8×

Profitability

See full

Net margin39.9%+3.7pp

FCF margin44.5%-5.5pp

Returns & leverage

See full

Return on equity15.5%+1.7pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Five Star Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The official record: Five Star Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Five Star Bancorp's purchased credit deteriorated loans.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Five Star Bancorp's purchased credit deteriorated loans?: Five Star Bancorp (FSBC) reported purchased credit deteriorated loans of $4.17B in Q1 2026.
How has Five Star Bancorp's purchased credit deteriorated loans changed year-over-year?: Five Star Bancorp's purchased credit deteriorated loans increased by 16.3% year-over-year, from $3.58B to $4.17B.
What is the long-term trend for Five Star Bancorp's purchased credit deteriorated loans?: Over 3 years (2022 to 2025), Five Star Bancorp's purchased credit deteriorated loans has grown at a 13.4% compound annual growth rate (CAGR), from $2.76B to $4.03B.