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Five Star Bancorp FSBC Increase (decrease) in commitment for low income housing tax credits

Increase (decrease) in commitment for low income housing tax credits at other companies

First Citizens BancShares logo
First Citizens BancSharesFCNCA
$0-100%
Independent Bank Corp logo
Independent Bank CorpINDB
$0-100%
Fulton Financial logo
Fulton FinancialFULT
$9.11M-20.4%
Heritage Financial logo
Heritage FinancialHFWA
$2.42M-92.7%
Hope Bancorp logo
Hope BancorpHOPE
$0
Heritage Financial logo
Heritage FinancialHFWA
$2.42M-92.7%

Other financials

Income statement

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Revenue$45.1M+27.6%
Net income$18.6M+42.0%
EPS (diluted)$0.87+40.3%

Balance sheet

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Cash & equivalents$644.4M+42.4%
Total debt$11.5M+75.2%
Total equity$458.5M+12.8%
Total assets$5.0B+18.5%

Cash flow

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Operating cash flow$18.9M+22.3%
CapEx$168.0K+68.0%
Free cash flow$18.8M+22.0%

Valuation

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Market cap$1.01B+78.6%
Enterprise value$377.42M+215%
P/E15.1×+3.3×
P/S+1.8×

Profitability

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Net margin39.9%+3.7pp
FCF margin44.5%-5.5pp

Returns & leverage

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Return on equity15.5%+1.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Five Star Bancorp in its filing.

Tagged under the XBRL concept fsbc:IncreaseDecreaseInCommitmentForLowIncomeHousingTaxCredits.

The official record: Five Star Bancorp’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Five Star Bancorp's increase (decrease) in commitment for low income housing tax credits?
Five Star Bancorp (FSBC) reported increase (decrease) in commitment for low income housing tax credits of $2.55M in Q4 2025.
How has Five Star Bancorp's increase (decrease) in commitment for low income housing tax credits changed year-over-year?
Five Star Bancorp's increase (decrease) in commitment for low income housing tax credits increased by 2018.6% year-over-year, from -$132.75K to $2.55M.
What is the long-term trend for Five Star Bancorp's increase (decrease) in commitment for low income housing tax credits?
Over 2 years (2023 to 2025), Five Star Bancorp's increase (decrease) in commitment for low income housing tax credits has grown at a -13.5% compound annual growth rate (CAGR), from $13.61M to $10.19M.
What does increase (decrease) in commitment for low income housing tax credits mean?
This metric tracks the net change in contractual obligations related to investments in low-income housing tax credit projects. These commitments represent a strategic use of capital to generate tax benefits and support community development initiatives. Changes in this balance indicate the company's evolving appetite for tax-advantaged investments and its ongoing involvement in subsidized housing financing.