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Five Star Bancorp FSBC Ratios & Valuation

FY'25FY'24FY'23FY'22
Profitability
Net margin38.9%+2.7pp36.2%-4.1pp40.3%-0.3pp40.6%-9.4pp
Free cash flow margin45.1%+4.5pp40.5%+6.7pp33.9%-7.4pp41.3%+8.4pp
Returns
Return on equity14.6%+1.2pp13.4%-4.3pp17.7%-0.6pp18.4%-4.6pp
Return on assets1.4%+0.2pp1.2%-0.2pp1.4%-0.1pp1.5%-0.3pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity0.0×0.0×0.0×
Debt-to-assets0.0×0.0×0.0×
Valuation
Market capitalization$1.02B+80.2%$641.49M+42.7%$449.65M-3.7%$467M-9.0%
Enterprise value$386.62M+223%$296.01M+121%$133.68M-36.7%$211.25M
Price / earnings15.2×+3.4×14×+4.6×9.4×-1.0×10.4×-1.7×
Price / sales6.1×+1.8×5.1×+1.3×3.8×-0.4×4.2×-1.8×
Price / book2.2×+0.8×1.6×0.0×1.6×-0.3×1.8×-0.3×
EV / sales2.3×+1.4×2.3×+1.2×1.1×-0.8×1.9×
Free cash flow yield7.3%-4.4pp8%-0.9pp8.9%-0.8pp9.7%+4.3pp
Earnings yield6.6%-1.9pp7.1%-3.5pp10.6%+1.0pp9.6%+1.3pp
Dividend yield1.8%-1.2pp2.5%-0.3pp2.9%-0.4pp3.3%-5.1pp
PEG ratio0.4×-1.4×1.4×-0.4×1.9×+1.2×

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Questions, answered.

Where do Five Star Bancorp's ratios come from?
Every ratio is computed from Five Star Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.