What is Five Star Bancorp's US federal - IRC 45x tax credits?

Five Star Bancorp (FSBC) reported US federal - IRC 45x tax credits of $1.64M in Q4 2025.

What does US federal - IRC 45x tax credits mean?

Identifies cash flows associated with specific federal energy-related tax credits, such as those under IRC Section 45X. This highlights the bank's participation in tax-advantaged investment strategies designed to reduce overall effective tax rates.

Five Star Bancorp FSBC US Federal - IRC 45X Tax Credits

US Federal - IRC 45X Tax Credits at other companies

Nextpower Inc. NXT

$352.6M+63.5%

REX American ResourcesREX

-$7.04M—

SolarEdge TechnologiesSEDG

2.9%—

Construction PartnersROAD

$125K0.0%

Southern Missouri BancorpSMBC

$2.53M—

REX American ResourcesREX

31.8%—

Other financials

Income statement

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Revenue$45.1M+27.6%

Net income$18.6M+42.0%

EPS (diluted)$0.87+40.3%

Balance sheet

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Cash & equivalents$644.4M+42.4%

Total debt$11.5M+75.2%

Total equity$458.5M+12.8%

Total assets$5.0B+18.5%

Cash flow

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Operating cash flow$18.9M+22.3%

CapEx$168.0K+68.0%

Free cash flow$18.8M+22.0%

Valuation

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Market cap$1.01B+80.2%

Enterprise value$377.42M+223%

P/E15.1×+3.4×

P/S6×+1.8×

Profitability

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Net margin39.9%+3.7pp

FCF margin44.5%-5.5pp

Returns & leverage

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Return on equity15.5%+1.7pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Five Star Bancorp in its filing.

Tagged under the XBRL concept fsbc:IncomeTaxPaidFederalEnergyRelatedTaxCreditsAfterRefundReceived.

The official record: Five Star Bancorp’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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What is Five Star Bancorp's US federal - IRC 45x tax credits?: Five Star Bancorp (FSBC) reported US federal - IRC 45x tax credits of $1.64M in Q4 2025.
What does US federal - IRC 45x tax credits mean?: Identifies cash flows associated with specific federal energy-related tax credits, such as those under IRC Section 45X. This highlights the bank's participation in tax-advantaged investment strategies designed to reduce overall effective tax rates.