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Fulton Financial FULT Gain (Loss) on Sale of Mortgage Loans

Gain (Loss) on Sale of Mortgage Loans at other companies

Ameris Bancorp logo
Ameris BancorpABCB
$11.5M+10.4%
Associated Banc-Corp logo
Associated Banc-CorpASB
$0+100%

Other financials

Income statement

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Revenue$331.9M+4.2%
Net income$94.8M+1.9%
EPS (diluted)$0.51+4.1%

Balance sheet

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Cash & equivalents$1.1B+3.1%
Total debt$1.9B-11.8%
Total equity$3.5B+7.1%
Total assets$32.2B+0.3%

Cash flow

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Operating cash flow$114.7M+16,216%
CapEx$1.5M-84.2%
Free cash flow$113.2M+1,408%

Valuation

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Market cap$4.38B+11.1%
Enterprise value$5.25B+1.6%
P/E11.1×-1.2×
P/S3.3×+0.2×

Profitability

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Net margin29.7%+4.9pp
FCF margin30.6%+12.5pp

Returns & leverage

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Return on equity11.6%+1.0pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Fulton Financial in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSaleOfMortgageLoans.

The official record: Fulton Financial’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Fulton Financial's gain (loss) on sale of mortgage loans?
Fulton Financial (FULT) reported gain (loss) on sale of mortgage loans of $2.2M in Q4 2025.
How has Fulton Financial's gain (loss) on sale of mortgage loans changed year-over-year?
Fulton Financial's gain (loss) on sale of mortgage loans increased by 7.4% year-over-year, from $2.05M to $2.2M.
What is the long-term trend for Fulton Financial's gain (loss) on sale of mortgage loans?
Over 4 years (2021 to 2025), Fulton Financial's gain (loss) on sale of mortgage loans has grown at a -22.5% compound annual growth rate (CAGR), from $24.38M to $8.79M.
What does gain (loss) on sale of mortgage loans mean?
This represents the realized gain or loss recognized upon the sale of mortgage loans to secondary market investors. It is a key indicator of the profitability of the mortgage banking business and the effectiveness of the company's loan origination and pricing strategies. Fluctuations in this metric often reflect changes in market interest rates and mortgage demand.