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Ameris Bancorp ABCB Gain (Loss) on Sale of Mortgage Loans

Gain (Loss) on Sale of Mortgage Loans at other companies

Associated Banc-Corp logo
Associated Banc-CorpASB
$0+100%
Fulton Financial logo
Fulton FinancialFULT
$2.2M+7.4%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSaleOfMortgageLoans.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's gain (loss) on sale of mortgage loans?
Ameris Bancorp (ABCB) reported gain (loss) on sale of mortgage loans of $11.5M in Q1 2026.
How has Ameris Bancorp's gain (loss) on sale of mortgage loans changed year-over-year?
Ameris Bancorp's gain (loss) on sale of mortgage loans increased by 10.4% year-over-year, from $10.42M to $11.5M.
What is the long-term trend for Ameris Bancorp's gain (loss) on sale of mortgage loans?
Over 3 years (2021 to 2025), Ameris Bancorp's gain (loss) on sale of mortgage loans has grown at a -29.6% compound annual growth rate (CAGR), from $152.42M to $53.19M.
What does gain (loss) on sale of mortgage loans mean?
This represents the net profit or loss recognized upon the sale of mortgage loans to secondary market investors, calculated as the difference between the sale price and the carrying value. It serves as a key performance indicator for the mortgage banking segment's profitability and pricing power. Higher gains indicate effective loan pricing and favorable market demand for the bank's mortgage products.