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First National Corp. FXNC Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

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SB Financial GroupSBFG
$248.24M+3.2%

Other financials

Income statement

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Revenue$3.3M+0.3%
Net income$4.9M+206%

Balance sheet

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Cash & equivalents$187.8M-8.8%
Total debt$1.8M-9.0%
Total equity$188.6M+11.8%
Total assets$2.1B+2.1%

Cash flow

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Operating cash flow$6.4M+81.6%
CapEx$488.0K+1.0%
Free cash flow$5.9M+94.3%

Valuation

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Market cap$271.41M+59.6%
P/E12.9×
P/S19×+8.2×

Profitability

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Net margin146.8%
FCF margin166.5%+110pp

Returns & leverage

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Return on equity11.8%
Debt / equity0.0×

Where this comes from

Reported directly by First National Corp. in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: First National Corp.’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First National Corp.'s noninterest-bearing deposits?
First National Corp. (FXNC) reported noninterest-bearing deposits of $524.32M in Q1 2026.
How has First National Corp.'s noninterest-bearing deposits changed year-over-year?
First National Corp.'s noninterest-bearing deposits decreased by 3.0% year-over-year, from $540.39M to $524.32M.
What is the long-term trend for First National Corp.'s noninterest-bearing deposits?
Over 5 years (2020 to 2025), First National Corp.'s noninterest-bearing deposits has grown at a 14.1% compound annual growth rate (CAGR), from $263.23M to $509.87M.
What does noninterest-bearing deposits mean?
These are demand deposit accounts that do not pay interest to the depositor, providing the bank with a low-cost source of funding. A higher proportion of these deposits improves the bank's net interest margin by reducing the overall cost of funds. This metric is a key indicator of the bank's ability to attract and retain core customer relationships.