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First Commonwealth Financial FCF Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

F.N.B. Corporation logo
F.N.B. CorporationFNB
$10B+1.4%
Huntington Bancshares logo
Huntington BancsharesHBAN
$40.84B+35.2%
PNC Financial Services logo
PNC Financial ServicesPNC
$99.3B+7.5%
First Financial Bankshares logo
First Financial BanksharesFFIN
$3.39B+0.9%
First Financial Bancorp logo
First Financial BancorpFFBC
$3.98B+26.0%
Simmons First National logo
Simmons First NationalSFNC
$4.29B-3.7%

Other financials

Income statement

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Revenue$133.6M+13.2%
Net income$37.5M+14.8%
EPS (diluted)$0.37+15.6%

Balance sheet

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Cash & equivalents$342.9M+143%
Total debt$199.7M-48.6%
Total equity$1.6B+7.3%
Total assets$12.3B+4.0%

Cash flow

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Operating cash flow$86.8M+55.4%
CapEx$4.0M+3.5%
Free cash flow$42.9M+50.5%

Valuation

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Market cap$2.05B+13.6%

Profitability

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Net margin29.2%+0.5pp
FCF margin32.8%+9.0pp

Returns & leverage

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Return on equity10.5%+0.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First Commonwealth Financial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilitiesDomestic.

The official record: First Commonwealth Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Commonwealth Financial's noninterest-bearing deposits?
First Commonwealth Financial (FCF) reported noninterest-bearing deposits of $2.37B in Q1 2026.
How has First Commonwealth Financial's noninterest-bearing deposits changed year-over-year?
First Commonwealth Financial's noninterest-bearing deposits increased by 4.2% year-over-year, from $2.27B to $2.37B.
What is the long-term trend for First Commonwealth Financial's noninterest-bearing deposits?
Over 5 years (2020 to 2025), First Commonwealth Financial's noninterest-bearing deposits has grown at a 0.5% compound annual growth rate (CAGR), from $2.32B to $2.37B.
What does noninterest-bearing deposits mean?
Total demand deposit accounts that do not accrue interest for the depositor. These deposits are a low-cost source of funding for the bank, significantly impacting the net interest margin. A larger proportion of noninterest-bearing deposits generally enhances profitability by reducing the overall cost of funds.