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Other financials

Income statement

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Revenue$100.0M+11.2%
Net income$38.2M+21.7%
EPS (diluted)$1.02+21.4%

Balance sheet

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Cash & equivalents$94.2M-53.0%
Total debt$7.1M+14.1%
Total equity$1.2B+13.3%
Total assets$8.4B+1.9%

Cash flow

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Operating cash flow$58.1M+116%
CapEx$2.9M+280%
Free cash flow$55.3M+111%

Valuation

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Market cap$1.91B+31.8%
Enterprise value$1.82B+45.2%
P/E13.4×-3.4×
P/S4.9×+0.1×

Profitability

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Net margin36.8%+8.0pp
FCF margin47.2%+9.1pp

Returns & leverage

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Return on equity12.5%+2.7pp
Debt / equity0.0×

Where this comes from

Reported directly by German American Bancorp in its filing.

Tagged under the XBRL concept us-gaap:DepreciationAndAmortization.

The source filing: German American Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000714395-26-000032
Line itemSix Months Ended June 30, 2026Six Months Ended June 30, 2025
Net Income$71,324$41,878
Adjustments to Reconcile Net Income to Net Cash from Operating Activities:
Net (Accretion) Amortization on Securities(856)(892)
Depreciation and Amortization9,6518,550
Loans Originated for Sale(120,840)(73,416)
Proceeds from Sales of Loans Held-for-Sale125,14170,738
Provision for Credit Losses3,50016,500
Gain on Sale of Loans, Net(3,032)(2,212)

Item 1. Unaudited Financial Statements

FAQ

What is German American Bancorp's D&A?
German American Bancorp (GABC) reported D&A of $4.77M in Q2 2026.
How has German American Bancorp's D&A changed year-over-year?
German American Bancorp's D&A decreased by 0.7% year-over-year, from $4.8M to $4.77M.
What is the long-term trend for German American Bancorp's D&A?
Over 4 years (2021 to 2025), German American Bancorp's D&A has grown at a 20.9% compound annual growth rate (CAGR), from $8.77M to $18.71M.
What does D&A mean?
Total non-cash depreciation of tangible assets and amortization of intangible assets — the largest add-back to net income in the operating cash flow reconciliation.

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