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German American Bancorp GABC Wealth Management Services — Net Gains on Sales of Loans

Other segment segments

Core Banking
$1.55M+21.1%

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Other financials

Income statement

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Revenue$100.0M+11.2%
Net income$38.2M+21.7%
EPS (diluted)$1.02+21.4%

Balance sheet

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Cash & equivalents$94.2M-53.0%
Total debt$7.1M+14.1%
Total equity$1.2B+13.3%
Total assets$8.4B+1.9%

Cash flow

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Operating cash flow$58.1M+116%
CapEx$2.9M+280%
Free cash flow$55.3M+111%

Valuation

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Market cap$1.91B+31.8%
Enterprise value$1.82B+45.2%
P/E13.4×-3.4×
P/S4.9×+0.1×

Profitability

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Net margin36.8%+8.0pp
FCF margin47.2%+9.1pp

Returns & leverage

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Return on equity12.5%+2.7pp
Debt / equity0.0×

Where this comes from

Reported directly by German American Bancorp in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The source filing: German American Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000714395-26-000032
Three Months Ended June 30, 2026Core BankingWealth Management ServicesOtherConsolidated Totals
Interest and Fees on Loans$93,513$93,513
Interest on Securities and Other Short-term Investments14,53511410414,753
Net Gains on Sales of Loans1,5491,549
Wealth Management Fees15,0095,010
Reconciliation of Revenue:
Other Revenues12,187
Elimination of Intercompany Revenues(84)
Total Consolidated Revenue126,928

Item 1. Unaudited Financial Statements

FAQ

What is German American Bancorp's wealth management services — net gains on sales of loans?
German American Bancorp (GABC) reported wealth management services — net gains on sales of loans of $0 in Q2 2026.
What does wealth management services — net gains on sales of loans mean?
This reflects the net profit or loss realized from the sale of loans originated or held by the wealth management segment to third-party investors in the secondary market. It indicates the segment's efficiency in managing loan portfolios and capturing market premiums.

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