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German American Bancorp GABC Total noninterest expense

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Other financials

Income statement

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Revenue$100.0M+11.2%
Net income$38.2M+21.7%
EPS (diluted)$1.02+21.4%

Balance sheet

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Cash & equivalents$94.2M-53.0%
Total debt$7.1M+14.1%
Total equity$1.2B+13.3%
Total assets$8.4B+1.9%

Cash flow

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Operating cash flow$58.1M+116%
CapEx$2.9M+280%
Free cash flow$55.3M+111%

Valuation

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Market cap$1.91B+31.8%
Enterprise value$1.82B+45.2%
P/E13.4×-3.4×
P/S4.9×+0.1×

Profitability

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Net margin36.8%+8.0pp
FCF margin47.2%+9.1pp

Returns & leverage

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Return on equity12.5%+2.7pp
Debt / equity0.0×

Where this comes from

Reported directly by German American Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: German American Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000714395-26-000032
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025
Advertising and Promotion1,2401,300
Intangible Amortization2,3622,803
Other Operating Expenses7,0226,939
TOTAL NON-INTEREST EXPENSE50,38249,517
Income before Income Taxes48,07239,171
Income Tax Expense9,9007,810
NET INCOME$38,172$31,361
Basic Earnings per Share$1.02$0.84

Item 1. Unaudited Financial Statements

FAQ

What is German American Bancorp's total noninterest expense?
German American Bancorp (GABC) reported total noninterest expense of $50.38M in Q2 2026.
How has German American Bancorp's total noninterest expense changed year-over-year?
German American Bancorp's total noninterest expense increased by 1.7% year-over-year, from $49.52M to $50.38M.
What is the long-term trend for German American Bancorp's total noninterest expense?
Over 4 years (2021 to 2025), German American Bancorp's total noninterest expense has grown at a 13.0% compound annual growth rate (CAGR), from $124.01M to $201.95M.
What does total noninterest expense mean?
This metric aggregates all operating costs incurred by the financial institution excluding interest expense, primarily encompassing personnel compensation, technology and data processing, occupancy, and regulatory assessments. It serves as a primary indicator of the company's operational efficiency and cost management discipline. Investors use this figure to evaluate the scalability of the bank's business model and its ability to manage overhead relative to revenue generation.

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