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Greene County Bancorp GCBC Net Interest Income

Net Interest Income at other companies

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$25.69M+8.7%
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West BancorporationWTBA
$25.52M+19.2%

Other financials

Income statement

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Revenue$25.0M+22.0%
Net income$11.3M+21.5%
EPS (diluted)$0.67+21.8%

Balance sheet

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Cash & equivalents$144.9M-20.9%
Total debt$119.0M+55.8%
Total equity$277.8M+16.3%
Total assets$3.2B+4.7%

Cash flow

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Operating cash flow$10.7M+46.1%
CapEx$13.0K-75.0%
Free cash flow$10.7M+46.9%

Valuation

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Market cap$588.57M+48.4%
Enterprise value$562.67M+94.0%
P/E14.4×+1.6×
P/S6.4×+1.1×

Profitability

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Net margin44.3%+3.0pp
FCF margin41.3%+5.9pp

Returns & leverage

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Return on equity15.9%+1.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Greene County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Greene County Bancorp’s 8-K, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 3:41 PM EDT
Accession
0001140361-26-029411

FAQ

What is Greene County Bancorp's net interest income?
Greene County Bancorp (GCBC) reported net interest income of $21.15M in Q2 2026.
How has Greene County Bancorp's net interest income changed year-over-year?
Greene County Bancorp's net interest income increased by 26.6% year-over-year, from $16.71M to $21.15M.
What is the long-term trend for Greene County Bancorp's net interest income?
Over 4 years (2022 to 2026), Greene County Bancorp's net interest income has grown at a 7.7% compound annual growth rate (CAGR), from $58.01M to $77.91M.
What does net interest income mean?
The difference between the interest income earned on loans and investment securities and the interest expense paid on deposits and other borrowings. This is the primary driver of a bank's core profitability and represents the margin earned on interest-earning assets. It reflects the bank's ability to manage its net interest margin effectively.

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