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Green Dot GDOT Consumer Services — Sales and marketing expenses

Other segment segments

Money Movement Services
$15.33M+3.2%
B2B Services
$2.66M-6.8%
Corporate and Other
$0

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Other financials

Income statement

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Revenue$595.9M+18.2%
Operating income-$761.0K-106%
Net income-$2.1M+95.6%

Balance sheet

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Cash & equivalents$1.1B-50.6%
Total debt$65.5M-10.7%
Total equity$939.4M+2.0%
Total assets$6.2B+10.9%

Cash flow

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Operating cash flow$99.6M+44.4%
CapEx$19.8M+1.8%
Free cash flow$79.8M+61.2%

Valuation

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Market cap$751.61M+37.9%
Enterprise value-$326.3M-80.7%
P/S0.3×0.0×

Profitability

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Operating margin3.9%
Net margin-1.1%
FCF margin9%-2.5pp

Returns & leverage

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Return on equity-2.8%
Debt / equity0.1×0.0×
Current ratio0.4×-0.2×

Where this comes from

Reported directly by Green Dot in its filing.

Tagged under the XBRL concept us-gaap:SellingAndMarketingExpense.

The source filing: Green Dot’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 5:22 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001386278-26-000045
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Interest income, net21,49021,50148,73243,130
Total operating revenues595,883504,1761,252,1301,063,050
Operating expenses:
Sales and marketing expenses49,35950,159108,672109,847
Compensation and benefits expenses59,00363,847118,774130,061
Processing expenses394,692293,213769,286578,530
Other general and administrative expenses93,49483,558186,943170,468
Restructuring and other charges96178

ITEM 1. Financial Statements

FAQ

What is Green Dot's consumer services — sales and marketing expenses?
Green Dot (GDOT) reported consumer services — sales and marketing expenses of $30.66M in Q2 2026.
How has Green Dot's consumer services — sales and marketing expenses changed year-over-year?
Green Dot's consumer services — sales and marketing expenses decreased by 2.9% year-over-year, from $31.58M to $30.66M.
What is the long-term trend for Green Dot's consumer services — sales and marketing expenses?
Over 3 years (2022 to 2025), Green Dot's consumer services — sales and marketing expenses has grown at a -13.8% compound annual growth rate (CAGR), from $192.98M to $123.78M.
What does consumer services — sales and marketing expenses mean?
Includes all costs associated with advertising, customer acquisition, and promotional activities for the Consumer Services segment. Monitoring this expense helps evaluate the efficiency of marketing spend in driving new user growth and maintaining brand visibility. High levels relative to revenue may indicate aggressive expansion or increased competition in the retail financial space.

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