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GEMI GEMI Proceeds from repayments of credit card receivables

Proceeds from repayments of credit card receivables at other companies

Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
$1.37M
Highwoods Properties logo
Highwoods PropertiesHIW
$0-100%
MillerKnoll logo
MillerKnollMLKN
$5.5M+120%
Hannon Armstrong Sustainable Infrastructure Capital logo
Hannon Armstrong Sustainable Infrastructure CapitalHASI
$244.29M+504%
Chime Financial, Inc. Class A Common Stock logo
Chime Financial, Inc. Class A Common StockCHYM
$1.25B+11.8%
First American Financial logo
First American FinancialFAF
$15.34B+99.1%

Other financials

Income statement

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Revenue$50.3M+42.3%
Operating income-$94.2M-96.1%
Net income-$109.0M+27.0%
EPS (diluted)-$0.93+96.9%

Balance sheet

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Cash & equivalents$803.1M+39.1%
Total debt$25.7M
Total equity$456.1M+149%
Total assets$1.5B

Cash flow

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Operating cash flow-$54.4M-196%
CapEx$127.0K-32.4%
Free cash flow-$54.6M-193%

Valuation

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Market cap$494.35M-87.2%
Enterprise value-$283.08M
P/S2.5×

Profitability

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Operating margin-201.4%
Net margin-278.9%
FCF margin-212%

Returns & leverage

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Return on equity225%
Debt / equity0.1×
Current ratio1.3×

Where this comes from

Reported directly by GEMI in its filing.

Tagged under the XBRL concept gemi:ProceedsFromCreditCardReceivables.

The official record: GEMI’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is GEMI's proceeds from repayments of credit card receivables?
GEMI (GEMI) reported proceeds from repayments of credit card receivables of $510.64M in Q1 2026.
How has GEMI's proceeds from repayments of credit card receivables changed year-over-year?
GEMI's proceeds from repayments of credit card receivables increased by 337.3% year-over-year, from $116.76M to $510.64M.
What does proceeds from repayments of credit card receivables mean?
This metric tracks the cash inflows generated from the repayment or collection of credit card receivables previously held by the company. It serves as a measure of the performance and quality of the company's credit portfolio. Consistent inflows demonstrate effective risk management and the ability to successfully monetize credit-based assets.