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Chime Financial, Inc. CHYM Proceeds From Sale And Collection Of Finance Receivables

Proceeds From Sale And Collection Of Finance Receivables at other companies

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Chime Financial, Inc. logo
Chime Financial, Inc.CHYM
$1.4B+17.5%
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$80M+122%
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$219.2M+1.0%
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$1.3B0.0%
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V2XVVX
$1.02B+18.1%

Other financials

Income statement

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Revenue$669.8M+26.8%
Gross profit$594.9M+29.0%
Operating income$21.3M+102%
Net income$27.9M+103%
EPS (diluted)$0.07+101%

Balance sheet

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Cash & equivalents$601.1M-31.8%
Total debt$130.9M+49.0%
Total equity$1.4B-1.6%
Total assets$2.0B+5.0%

Cash flow

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Operating cash flow$207.5M+628%
CapEx$9.9M+388%
Free cash flow$197.5M+647%

Valuation

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Market cap$11.91B-2.4%
Enterprise value$11.44B+0.2%
P/S4.9×-1.4×

Profitability

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Gross margin88.7%+0.9pp
Operating margin-2.1%-1.0pp
Net margin-0.7%-0.4pp
FCF margin12.7%

Returns & leverage

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Return on equity-1.3%
Debt / equity0.1×0.0×
Current ratio4.6×-0.2×

Where this comes from

Reported directly by Chime Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromSaleAndCollectionOfFinanceReceivables.

The source filing: Chime Financial, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:11 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001795586-26-000048
Line itemSix Months Ended June 30, 2026Six Months Ended June 30, 2025
Proceeds from sales of marketable securities256,514
Proceeds from maturities of marketable securities292,300123,200
Purchases of loans held for investment(2,706,364)(2,368,152)
Repayments of loans held for investment2,652,4662,311,634
Purchase of property, equipment and software(16,560)(3,631)
Capitalization of internal-use software(832)(6,389)
Cash flows provided by (used in) investing activities(14,631)79,126
Financing activities:

Item 1. Financial Statements (unaudited)

FAQ

What is Chime Financial, Inc.'s proceeds from sale and collection of finance receivables?
Chime Financial, Inc. (CHYM) reported proceeds from sale and collection of finance receivables of $1.4B in Q2 2026.
How has Chime Financial, Inc.'s proceeds from sale and collection of finance receivables changed year-over-year?
Chime Financial, Inc.'s proceeds from sale and collection of finance receivables increased by 17.5% year-over-year, from $1.19B to $1.4B.
What does proceeds from sale and collection of finance receivables mean?
Includes cash inflows from the collection of principal on finance receivables or the sale of loan portfolios to third parties. This metric is a key indicator of the company's ability to recycle capital and maintain liquidity within its lending operations.

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