Discontinued — last reported Q4 '25

Operating

Proceeds received from deferred interest capitalized on loans held-for-investment

Granite Point Mortgage Trust Proceeds received from deferred interest capitalized on loans held-for-investment decreased by 100.0% to $0.00 in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 100.0%, from $733.75K to $0.00. Over 3 years (FY 2021 to FY 2024), Proceeds received from deferred interest capitalized on loans held-for-investment shows an upward trend with a 15.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ1 2019
Last reportedQ4 2025Mar 2, 2026

How to read this metric

Higher proceeds indicate successful collection of previously deferred interest, signaling improved borrower repayment capacity.

Detailed definition

Cash inflows resulting from the collection of interest that was previously deferred and capitalized into the principal b...

Peer comparison

Specific to lenders with complex loan structures; peers will report this as a component of cash flow from operations.

Metric ID: operating_proceeds_received_from_deferred_interest_capit_f9b2c6

Historical Data

16 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q4 '25
Value$0.00$0.00$1.93M$284.00K$2.12M$1.66M$3.83M$0.00$0.00$359.00K$0.00$733.75K$733.75K$733.75K$733.75K$0.00
QoQ Change-85.3%+647.5%-21.7%+130.7%-100.0%-100.0%+0.0%+0.0%+0.0%-100.0%
YoY Change+98.5%-100.0%-100.0%-78.4%-100.0%+104.4%-100.0%
Range$0.00$3.83M
Avg YoY Growth-39.4%
Median YoY Growth-100.0%

Frequently Asked Questions

What is Granite Point Mortgage Trust's proceeds received from deferred interest capitalized on loans held-for-investment?
Granite Point Mortgage Trust (GPMT) reported proceeds received from deferred interest capitalized on loans held-for-investment of $0.00 in Q4 2025.
How has Granite Point Mortgage Trust's proceeds received from deferred interest capitalized on loans held-for-investment changed year-over-year?
Granite Point Mortgage Trust's proceeds received from deferred interest capitalized on loans held-for-investment decreased by 100.0% year-over-year, from $733.75K to $0.00.
What is the long-term trend for Granite Point Mortgage Trust's proceeds received from deferred interest capitalized on loans held-for-investment?
Over 3 years (2021 to 2024), Granite Point Mortgage Trust's proceeds received from deferred interest capitalized on loans held-for-investment has grown at a 15.0% compound annual growth rate (CAGR), from $1.93M to $2.94M.
What does proceeds received from deferred interest capitalized on loans held-for-investment mean?
Cash collected from interest that was previously added to the loan balance.