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Hanmi Financial HAFC CA — Operating Loss Carryforwards

Other geography segments

IL
$60.9M-1.6%

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Other financials

Income statement

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Revenue$71.7M+14.2%
Operating income$22.6M+27.6%
Net income$22.6M+27.6%
EPS (diluted)$0.75+29.3%

Balance sheet

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Total debt$38.0M-6.1%
Total equity$802.8M+6.8%
Total assets$7.8B+1.4%

Cash flow

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Operating cash flow$23.9M-9.4%
CapEx$499.0K+89.7%
Free cash flow$23.4M-10.4%

Valuation

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Market cap$955.8M+40.3%
P/E11.8×+1.3×
P/S3.4×+0.6×

Profitability

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Operating margin27.7%
Net margin29%+1.9pp
FCF margin79.2%+59.6pp

Returns & leverage

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Return on equity10.4%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Hanmi Financial in its filing.

Tagged under the XBRL concept us-gaap:OperatingLossCarryforwards.

The official record: Hanmi Financial’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hanmi Financial's CA — operating loss carryforwards?
Hanmi Financial (HAFC) reported CA — operating loss carryforwards of $131.4M in Q4 2025.
How has Hanmi Financial's CA — operating loss carryforwards changed year-over-year?
Hanmi Financial's CA — operating loss carryforwards decreased by 0.0% year-over-year, from $131.4M to $131.4M.
What does CA — operating loss carryforwards mean?
This metric tracks the accumulated tax losses generated by operations within the California segment that can be applied to offset future taxable income. It represents a potential future tax benefit that enhances the bank's net income and cash flow profile once the entity returns to sustained profitability. Investors use this to evaluate the tax-shield potential and the historical performance volatility of the bank's regional operations.