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Hanmi Financial HAFC IL — Operating Loss Carryforwards

Other geography segments

CA
$131.4M0.0%

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Other financials

Income statement

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Revenue$71.7M+14.2%
Operating income$22.6M+27.6%
Net income$22.6M+27.6%
EPS (diluted)$0.75+29.3%

Balance sheet

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Total debt$38.0M-6.1%
Total equity$802.8M+6.8%
Total assets$7.8B+1.4%

Cash flow

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Operating cash flow$23.9M-9.4%
CapEx$499.0K+89.7%
Free cash flow$23.4M-10.4%

Valuation

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Market cap$966.52M+40.3%
P/E11.9×+1.3×
P/S3.5×+0.6×

Profitability

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Operating margin27.7%
Net margin29%+1.9pp
FCF margin79.2%+59.6pp

Returns & leverage

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Return on equity10.4%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Hanmi Financial in its filing.

Tagged under the XBRL concept us-gaap:OperatingLossCarryforwards.

The official record: Hanmi Financial’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hanmi Financial's IL — operating loss carryforwards?
Hanmi Financial (HAFC) reported IL — operating loss carryforwards of $60.9M in Q4 2025.
How has Hanmi Financial's IL — operating loss carryforwards changed year-over-year?
Hanmi Financial's IL — operating loss carryforwards decreased by 1.6% year-over-year, from $61.9M to $60.9M.
What does IL — operating loss carryforwards mean?
This metric represents the accumulated tax losses generated by operations within the Illinois geographic segment that can be applied to offset future taxable income. It serves as a tax asset that reflects the historical profitability challenges or strategic investments made within this specific regional market. Investors monitor this to assess the potential for future tax savings and the long-term recovery trajectory of the bank's operations in this territory.