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Free Cash Flow

Free cash flow

Huntington Bancshares Incorporated Free cash flow decreased by 50.6% to $400M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 12.9%, from $459M to $400M. Over 4 years (FY 2021 to FY 2025), Free cash flow shows an upward trend with a 5.1% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementCash Flow Statement
SectionFree Cash Flow
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026Apr 30, 2026

How to read this metric

An increase suggests stronger financial health and greater flexibility for capital allocation, while a decrease may indicate heavy reinvestment or tightening liquidity. For financial institutions, it is often evaluated alongside regulatory capital requirements to assess dividend sustainability.

Detailed definition

Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and m...

Peer comparison

Peers in the regional banking sector typically exhibit varying levels of free cash flow depending on their dividend payout policies and the capital intensity of their digital transformation and branch infrastructure investments.

Metric ID: free_cash_flow

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.02B$519M$407M$776M$925M$804M$1.31B$105M$598M$976M$838M$450M$255M$0$1.09B$459M$500M$446M$810M$400M
QoQ Change-49.2%-21.6%+90.7%+19.2%-13.1%+62.7%-92.0%+469.5%+63.2%-14.1%-46.3%-43.3%-100.0%-57.8%+8.9%-10.8%+81.6%-50.6%
YoY Change-9.5%+54.9%+221.4%-86.5%-35.4%+21.4%-35.9%+328.6%-57.4%-100.0%+29.8%+2.0%+96.1%-25.6%-12.9%
Range$0$1.31B
CAGR-17.9%
Avg YoY Growth+26.1%
Median YoY Growth-9.5%

Frequently Asked Questions

What is Huntington Bancshares Incorporated 's free cash flow?
Huntington Bancshares Incorporated (HBANZ) reported free cash flow of $400M in Q1 2026.
How has Huntington Bancshares Incorporated 's free cash flow changed year-over-year?
Huntington Bancshares Incorporated 's free cash flow decreased by 12.9% year-over-year, from $459M to $400M.
What is the long-term trend for Huntington Bancshares Incorporated 's free cash flow?
Over 4 years (2021 to 2025), Huntington Bancshares Incorporated 's free cash flow has grown at a 5.1% compound annual growth rate (CAGR), from $1.82B to $2.22B.
What does free cash flow mean?
The cash a company has left over after paying for its operating expenses and capital investments.