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Home Bancorp HBCP Demand deposits

Demand deposits at other companies

Greene County Bancorp logo
Greene County BancorpGCBC
$228.17M+64.8%
West Bancorporation logo
West BancorporationWTBA
$489.99M-5.3%

Other financials

Income statement

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Revenue$38.2M+6.9%
Net income$11.4M+3.6%
EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%
Total debt$9.6M-93.5%
Total equity$444.4M+10.3%
Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%
P/E11.4×+1.3×
P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp
FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity11%+1.1pp
Debt / equity-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDomesticDepositCertificatesOfDeposits.

The official record: Home Bancorp’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's demand deposits?
Home Bancorp (HBCP) reported demand deposits of $805.62M in Q4 2025.
How has Home Bancorp's demand deposits changed year-over-year?
Home Bancorp's demand deposits increased by 9.8% year-over-year, from $733.92M to $805.62M.
What is the long-term trend for Home Bancorp's demand deposits?
Over 5 years (2020 to 2025), Home Bancorp's demand deposits has grown at a 16.9% compound annual growth rate (CAGR), from $368.79M to $805.62M.
What does demand deposits mean?
These are non-interest-bearing checking accounts that allow depositors to withdraw funds on demand without prior notice. As a primary source of low-cost funding, a high volume of demand deposits significantly benefits the bank's net interest margin. This metric reflects the bank's success in capturing primary operating accounts from its customer base.