What does nonperforming loans and leases percentage mean?

This ratio measures the proportion of the total loan and lease portfolio that is nonperforming, typically defined as loans where interest or principal payments are significantly past due or impaired. It is a primary indicator of asset quality and credit risk management effectiveness. Investors use this to gauge the potential impact of credit losses on the bank's capital and earnings.

Home Bancorp HBCP Nonperforming Loans and Leases Percentage

Nonperforming Loans and Leases Percentage at other companies

Greene County BancorpGCBC

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First BancorpFNLC

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Farmers National Banc CorpFMNB

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First Mid Bancshares, Inc.FMBH

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CTB

Community Trust BancorpCTBI

——

Independent Bank CorpINDB

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Other financials

Income statement

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Revenue$38.2M+6.9%

Net income$11.4M+3.6%

EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%

Total debt$9.6M-93.5%

Total equity$444.4M+10.3%

Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%

CapEx$2.4M-39.2%

Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%

P/E11.4×+1.3×

P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp

FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity11%+1.1pp

Debt / equity0×-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance.

The official record: Home Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's nonperforming loans and leases percentage?: Home Bancorp (HBCP) reported nonperforming loans and leases percentage of $0 in Q1 2026.
What does nonperforming loans and leases percentage mean?: This ratio measures the proportion of the total loan and lease portfolio that is nonperforming, typically defined as loans where interest or principal payments are significantly past due or impaired. It is a primary indicator of asset quality and credit risk management effectiveness. Investors use this to gauge the potential impact of credit losses on the bank's capital and earnings.