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Home Bancorp HBCP Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Greene County Bancorp logo
Greene County BancorpGCBC
$708K+13.3%
West Bancorporation logo
West BancorporationWTBA
$308K+9.2%
Farmers & Merchants Bancorp logo
Farmers & Merchants BancorpFMAO
$655K+168%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$1.34M-20.6%
CTB
Community Trust BancorpCTBI
$1.71M+65.6%
Hancock Whitney Corporation logo
Hancock Whitney CorporationHWC

Other financials

Income statement

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Revenue$38.2M+6.9%
Net income$11.4M+3.6%
EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%
Total debt$9.6M-93.5%
Total equity$444.4M+10.3%
Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%
P/E11.4×+1.3×
P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp
FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity11%+1.1pp
Debt / equity-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Home Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's bank owned life insurance income?
Home Bancorp (HBCP) reported bank owned life insurance income of $285K in Q1 2026.
How has Home Bancorp's bank owned life insurance income changed year-over-year?
Home Bancorp's bank owned life insurance income increased by 2.5% year-over-year, from $278K to $285K.
What is the long-term trend for Home Bancorp's bank owned life insurance income?
Over 4 years (2021 to 2025), Home Bancorp's bank owned life insurance income has grown at a -18.7% compound annual growth rate (CAGR), from $2.6M to $1.14M.
What does bank owned life insurance income mean?
This represents the income earned on bank-owned life insurance (BOLI) policies, which are often purchased to offset the costs of employee benefit programs. It serves as a tax-advantaged source of noninterest income that contributes to the bank's overall profitability. It is a stable, recurring component of the bank's non-core revenue base.