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Home Bancorp HBCP Converted to term loans – Amortized cost

Converted to term loans – Amortized cost at other companies

Hope Bancorp logo
Hope BancorpHOPE
$15.92M
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC

Other financials

Income statement

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Revenue$38.2M+6.9%
Net income$11.4M+3.6%
EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%
Total debt$9.6M-93.5%
Total equity$444.4M+10.3%
Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%
P/E11.4×+1.3×
P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp
FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity11%+1.1pp
Debt / equity-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan.

The official record: Home Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's converted to term loans – amortized cost?
Home Bancorp (HBCP) reported converted to term loans – amortized cost of $15.79M in Q1 2026.
How has Home Bancorp's converted to term loans – amortized cost changed year-over-year?
Home Bancorp's converted to term loans – amortized cost decreased by 7.7% year-over-year, from $17.11M to $15.79M.
What is the long-term trend for Home Bancorp's converted to term loans – amortized cost?
Over 4 years (2021 to 2025), Home Bancorp's converted to term loans – amortized cost has grown at a 35.1% compound annual growth rate (CAGR), from $3.52M to $11.71M.
What does converted to term loans – amortized cost mean?
This represents the amortized cost of financing receivables that have been converted into formal term loans. It reflects the transition of credit exposures from revolving or temporary status into structured repayment agreements. Monitoring this helps assess the shift in credit risk profiles and the long-term stability of the loan portfolio.