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Home Bancorp HBCP Net gains/(losses) on sales of loans

Net gains/(losses) on sales of loans at other companies

Farmers & Merchants Bancorp logo
Farmers & Merchants BancorpFMAO
$575K+102%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$1.31M-43.2%
CTB
Community Trust BancorpCTBI
$51K+8.5%
JPMorgan Chase logo
JPMorgan ChaseJPM
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH

Other financials

Income statement

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Revenue$38.2M+6.9%
Net income$11.4M+3.6%
EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%
Total debt$9.6M-93.5%
Total equity$444.4M+10.3%
Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%
P/E11.4×+1.3×
P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp
FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity11%+1.1pp
Debt / equity-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: Home Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's net gains/(losses) on sales of loans?
Home Bancorp (HBCP) reported net gains/(losses) on sales of loans of $230K in Q1 2026.
How has Home Bancorp's net gains/(losses) on sales of loans changed year-over-year?
Home Bancorp's net gains/(losses) on sales of loans decreased by 39.0% year-over-year, from $377K to $230K.
What is the long-term trend for Home Bancorp's net gains/(losses) on sales of loans?
Over 4 years (2021 to 2025), Home Bancorp's net gains/(losses) on sales of loans has grown at a -23.6% compound annual growth rate (CAGR), from $2.52M to $860K.
What does net gains/(losses) on sales of loans mean?
This represents the net profit or loss realized from selling loans, typically residential mortgages, into the secondary market. It reflects the bank's strategy of originating loans for sale versus holding them in its own portfolio to earn interest. This income stream is often sensitive to market interest rates and mortgage demand.