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Home Bancorp HBCP Total risk-based capital, Minimum Capital Required - Basel III Fully Phased-In, Amount

Total risk-based capital, Minimum Capital Required - Basel III Fully Phased-In, Amount at other companies

Norwood Financial logo
Norwood FinancialNWFL
$0.080.0%
Camden National logo
Camden NationalCAC
$0.060.0%
Camden National logo
Camden NationalCAC
10.5%0.0pp
ESQ
Esquire Financial Holdings, Inc.ESQ
8%0.0pp
Camden National logo
Camden NationalCAC
8.5%0.0pp
Orange County Bancorp logo
Orange County BancorpOBT
8%0.0pp

Other financials

Income statement

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Revenue$38.2M+6.9%
Net income$11.4M+3.6%
EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%
Total debt$9.6M-93.5%
Total equity$444.4M+10.3%
Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%
P/E11.4×+1.3×
P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp
FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity11%+1.1pp
Debt / equity-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept hbcp:RiskBasedCapitalMinimumCapitalRequiredFullyPhaseIn.

The official record: Home Bancorp’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's total risk-based capital, minimum capital required - basel III fully phased-in, amount?
Home Bancorp (HBCP) reported total risk-based capital, minimum capital required - basel III fully phased-in, amount of $303.92M in Q4 2025.
What is the long-term trend for Home Bancorp's total risk-based capital, minimum capital required - basel III fully phased-in, amount?
Over 3 years (2022 to 2025), Home Bancorp's total risk-based capital, minimum capital required - basel III fully phased-in, amount has grown at a 3.8% compound annual growth rate (CAGR), from $272.1M to $303.92M.
What does total risk-based capital, minimum capital required - basel III fully phased-in, amount mean?
This figure represents the total dollar amount of capital required by regulators to cover both Tier 1 and Tier 2 capital components relative to risk-weighted assets. It defines the absolute minimum capital base the bank must maintain to satisfy Basel III fully phased-in requirements. It is a primary indicator of the bank's overall regulatory solvency and capital strength.