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Home Bancorp HBCP Tier 1 risk-based capital, Minimum Capital Required - Basel III Fully Phased-In, Amount

Tier 1 risk-based capital, Minimum Capital Required - Basel III Fully Phased-In, Amount at other companies

Kearny Financial logo
Kearny FinancialKRNY
$292.08M+1.9%
Heritage Financial logo
Heritage FinancialHFWA
$334.58M-0.9%
NEC
Northeast Community BancorpNECB
$130.76M+8.5%
Camden National logo
Camden NationalCAC
8.5%0.0pp
Camden National logo
Camden NationalCAC
$0.060.0%
NewtekOne, Inc. logo
NewtekOne, Inc.NEWT
$106.57M+30.0%

Other financials

Income statement

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Revenue$38.2M+6.9%
Net income$11.4M+3.6%
EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%
Total debt$9.6M-93.5%
Total equity$444.4M+10.3%
Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%
P/E11.4×+1.3×
P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp
FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity11%+1.1pp
Debt / equity-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept hbcp:TierOneRiskBasedCapitalMinimumCapitalRequiredFullyPhaseIn.

The official record: Home Bancorp’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's tier 1 risk-based capital, minimum capital required - basel III fully phased-in, amount?
Home Bancorp (HBCP) reported tier 1 risk-based capital, minimum capital required - basel III fully phased-in, amount of $246.03M in Q4 2025.
What is the long-term trend for Home Bancorp's tier 1 risk-based capital, minimum capital required - basel III fully phased-in, amount?
Over 3 years (2022 to 2025), Home Bancorp's tier 1 risk-based capital, minimum capital required - basel III fully phased-in, amount has grown at a 3.8% compound annual growth rate (CAGR), from $220.27M to $246.03M.
What does tier 1 risk-based capital, minimum capital required - basel III fully phased-in, amount mean?
This represents the absolute dollar amount of Tier 1 capital required by regulators to support the bank's risk-weighted assets under Basel III standards. It serves as a baseline measure of the financial cushion the bank must maintain to absorb potential losses. This metric is essential for evaluating the bank's regulatory compliance and its capacity to sustain operations during economic downturns.