Home Bancorp HBCP Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 31%+4.0pp | 27%-2.7pp | 29.7%+3.9pp | 25.8%-15.6pp | |
| Free cash flow margin | 29.8%-3.3pp | 33.1%+4.1pp | 29.1%-7.7pp | 36.8%-8.6pp | |
| Returns | |||||
| Return on equity | 11.1%+1.5pp | 9.5%-2.0pp | 11.5%+1.5pp | 10%-4.4pp | |
| Return on assets | 1.3%+0.3pp | 1.1%-0.2pp | 1.2%+0.1pp | 1.1%-0.7pp | |
| Efficiency | |||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0×-0.4× | 0.4×-0.1× | 0.4×-0.1× | 0.5×+0.5× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0.1×0.0× | |
| Valuation | |||||
| Market capitalization | $530.08M+37.3% | $373.2M+11.3% | $335.16M+3.7% | $323.07M-5.9% | |
| Enterprise value | $320.44M-24.2% | $422.6M+0.4% | $420.75M+5.2% | $399.99M+258% | |
| Price / earnings | 11.4×+1.3× | 10.2×+1.9× | 8.3×-1.2× | 9.5×+2.4× | |
| Price / sales | 3.5×+0.7× | 2.8×+0.3× | 2.5×0.0× | 2.4×-0.5× | |
| Price / book | 1.2×+0.2× | 0.9×0.0× | 0.9×-0.1× | 1×0.0× | |
| EV / sales | 2.2×-1.0× | 3.1×0.0× | 3.1×+0.1× | 3×+5.2× | |
| Free cash flow yield | 9.5%-2.0pp | 12%+0.2pp | 11.7%-3.3pp | 15%-0.5pp | |
| Earnings yield | 8.8%-1.1pp | 9.8%-2.2pp | 12%+1.5pp | 10.5%-3.6pp | |
| Dividend yield | 1.7%-0.4pp | 2.2%-0.3pp | 2.5%0.0pp | 2.4%+0.1pp | |
| PEG ratio | 0.5×-52.3× | —— | 0.5×— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Home Bancorp's ratios come from?
- Every ratio is computed from Home Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
