What are Horizon Bancorp's total assets?

Horizon Bancorp (HBNC) holds $6.6B in total assets, down 14.0% year over year.

How much debt does Horizon Bancorp have?

Horizon Bancorp carries $225.8M in total debt against $699.0M of shareholders' equity, a debt-to-equity ratio of 0.32.

How much cash does Horizon Bancorp have?

Horizon Bancorp holds $259.1M in cash and equivalents.

Where does Horizon Bancorp's balance sheet data come from?

Every line is extracted from Horizon Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Horizon Bancorp HBNC Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Cash and cash equivalents	$139.46M-52.5%	$293.43M-44.3%	$526.52M+326%	$123.51M-79.2%
Derivative assets	$0—	$0—	$0-100%	$576.73M+10.6%
Loans held for sale	$9.78M-85.5%	$67.6M+4,667%	$1.42M-75.6%	$5.81M-53.8%
Property and equipment, net	$92.81M-1.1%	$93.86M-0.8%	$94.58M+2.1%	$92.68M-0.8%
Goodwill	$155.21M0.0%	$155.21M0.0%	$155.21M0.0%	$155.21M+0.4%
Intangible assets, net	$7.18M-29.8%	$10.22M-25.0%	$13.63M-21.0%	$17.24M-17.7%
Other non-current assets	$215.46M+41.2%	$152.64M-13.8%	$177.06M+27.1%	$139.28M+108%
Available-for-sale securities	$875.41M+275%	$233.68M-57.3%	$547.25M-45.1%	$997.56M-14.1%
Held-to-maturity securities	$0-100%	$1.87B-4.0%	$1.95B-3.8%	$2.02B+30.3%
Total investments	$45.71M-15.1%	$53.83M+56.0%	$34.51M+29.4%	$26.68M+9.2%
Gross loans	$4.88B+0.6%	$4.85B+9.7%	$4.42B+7.5%	$4.11B+14.0%
Allowance for credit losses	$51.3M-1.3%	$51.98M+3.9%	$50.03M-0.9%	$50.46M—
Equity securities	$7.87M+1,223%	$595K—	——	——
Mortgage servicing rights	$17.55M-11.2%	$19.77M-0.6%	$19.89M+6.8%	$18.62M+22.6%
Total assets	$6.44B-17.5%	$7.8B-1.8%	$7.94B+0.9%	$7.87B+6.2%
Accrued interest	$12.89M+15.8%	$11.14M-49.9%	$22.25M+314%	$5.38M+141%
Dividends payable	——	——	——	——
Deposits	$5.28B-5.8%	$5.6B-1.1%	$5.66B-3.3%	$5.86B+0.9%
Noninterest-bearing deposits	$1.08B+1.3%	$1.06B-4.6%	$1.12B-12.7%	$1.28B-6.1%
Derivative liabilities	$0—	$0—	$0-100%	$528.35M-0.8%
Securities loaned	$90.7M-6.3%	$96.8M-33.3%	$145.2M-9.5%	$160.5M+9.6%
Long-term debt	$248.59M-79.8%	$1.23B-8.9%	$1.35B+18.4%	$1.14B+60.4%
Other non-current liabilities	$55.56M-30.8%	$80.31M+16.9%	$68.68M-6.1%	$73.12M+32.5%
Total liabilities	$5.75B-18.3%	$7.04B-2.5%	$7.22B+0.4%	$7.2B+7.6%
Preferred stock	$0—	$0—	$0—	$0—
Common stock	99M—	0—	0—	0—
Additional paid-in capital	$459.24M+26.2%	$363.76M+2.1%	$356.4M+0.6%	$354.19M+0.6%
Retained earnings	$255M-41.5%	$436.12M+1.7%	$429.02M-0.1%	$429.39M+18.0%
Accumulated other comprehensive income (loss)	-$26M+28.4%	-$36.3M+45.5%	-$66.61M+37.3%	-$106.2M-1,546%
Total stockholders' equity	$688.25M-9.9%	$763.58M+6.2%	$718.81M+6.1%	$677.38M-6.3%
Total liabilities and stockholders' equity	$6.44B-17.5%	$7.8B-1.8%	$7.94B+0.9%	$7.87B+6.2%
Available-for-Sale Debt Securities - Amortized Cost	$908.71M+222%	$282.02M-55.6%	$634.62M-44.2%	$1.14B-1.4%
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)	——	$0-100%	$5.51M—	——
Available-for-Sale Debt Securities - Amortized Cost (<1 Year)	——	$0-100%	$5.51M—	——
Available-for-Sale Debt Securities - Fair Value by Maturity	——	$219.13M—	——	——
Available-for-Sale Debt Securities - Fair Value (Maturing Within 1 Year)	——	$0-100%	$5.41M—	——
Available-for-Sale Debt Securities - Single Maturity Date	——	$219.13M—	——	——
Available-for-Sale Debt Securities - Unrealized Loss Position (>=12 Months)	$242.73M+3.9%	$233.68M-57.0%	$543.25M-68.4%	$1.72B+4,773%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)	$242.73M+3.9%	$233.68M-57.0%	$543.25M-68.4%	$1.72B+4,773%
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$67.35M—	$0-100%	$2.39M-99.7%	$880.07M-41.4%
Available-for-Sale Debt Securities - Unrealized Loss Position (<12 Months)	$67.35M—	$0-100%	$2.39M-99.7%	$880.07M-41.4%
Available-for-Sale Debt Securities - Unrealized Loss Position	$39.19M-18.9%	$48.35M-44.9%	$87.82M-81.8%	$482.29M+1,996%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value	$242.73M+3.9%	$233.68M-57.0%	$543.25M-68.4%	$1.72B+4,773%
AFS and Trading Securities - Unrealized Loss Position Fair Value	$310.08M+32.7%	$233.68M-57.2%	$545.64M-79.0%	$2.6B+69.2%
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$67.35M—	$0-100%	$2.39M-99.7%	$880.07M-41.4%
Cash, Cash Equivalents, and Marketable Securities	$310.08M+32.7%	$233.68M-57.2%	$545.64M-79.0%	$2.6B+69.2%
Loans receivable, net of allowances of $1,042 and $1,074 (Note 7)	$4.83B+0.4%	$4.81B+9.5%	$4.39B—	——
Derivative Assets - Fair Value	$14.06M-51.6%	$29.05M+8.7%	$26.71M-40.5%	$44.88M+190%
Interest-bearing deposits in banks and other financial institutions	$72.65M-63.9%	$201.13M-51.4%	$413.53M+14,606%	$2.81M-41.2%
Net Derivative Assets/(Liabilities) After Master Netting	$13.67M-52.6%	$28.82M+20.0%	$24.02M—	——
Other Receivables	$4.83B+0.4%	$4.81B+9.5%	$4.39B—	——
Loans 90+ Days Past Due	$2.49M+113%	$1.17M+109%	$559K+508%	$92K-36.6%
Foreclosed Assets	——	——	——	——
Cash and Due from Banks	$66.81M-27.6%	$92.3M-18.2%	$112.77M-8.7%	$123.51M-79.2%
Private debt held-for-investment, at amortized cost, net of valuation allowance – $3 and $4	$4.83B+0.6%	$4.8B+9.8%	$4.37B+6.3%	$4.11B—
Interest-Bearing Deposits in Banks and Other Financial Institutions	$72.65M-63.9%	$201.13M-51.4%	$413.53M+14,606%	$2.81M-41.2%
Other Assets	$215.46M+41.2%	$152.64M-13.8%	$177.06M+27.1%	$139.28M+108%
Other Intangible Assets Net	$7.18M-29.8%	$10.22M-25.0%	$13.63M-21.0%	$17.24M-17.7%
Fair value of servicing rights	$17.55M-11.2%	$19.77M-0.6%	$19.89M+6.8%	$18.62M+22.6%
Trading account securities	$3.88M—	$0—	——	——
Derivative Liabilities - Fair Value	$0—	$0—	$0-100%	$42.67M+133%
Debt Instrument Stated Interest Rate	——	——	——	——
Debt - Unamortized Discount (Premium) and Issuance Costs, Net	$1.8M+125%	$800K—	——	——
Hedge Accounting Fair Value Adjustments	-$307K—	$0—	——	——
Interest-Bearing Deposit Liabilities	$4.2B-7.5%	$4.54B-0.3%	$4.55B-0.7%	$4.58B+3.1%
Junior subordinated debentures issued to capital trusts	$57.69M+0.4%	$57.48M+0.4%	$57.26M+0.4%	$57.03M+0.4%
Repurchase agreements (includes VIE balances of $956 and $815)	$88.47M-1.6%	$89.91M-33.9%	$136.03M-1.3%	$137.87M+5.4%
Subordinated Debentures	$98.22M+76.2%	$55.74M+0.4%	$55.54M-5.7%	$58.9M+0.2%
Total debt	$248.59M-79.8%	$1.23B-8.9%	$1.35B+18.4%	$1.14B+60.0%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss	$38.24M-20.9%	$48.35M-44.8%	$87.58M-78.5%	$406.84M+40,102%
Common Equity Tier 1 Capital	$553.5M-12.5%	$632.76M+2.2%	$619.15M+1.6%	$609.63M+12.5%
Common Stock Shares Issued	51.2M+15.8%	44.2M+1.3%	43.7M-0.7%	43.9M+0.4%
Convertible Preferred Stock Authorized Shares	1M0.0%	1M0.0%	1M0.0%	1M0.0%
Convertible Preferred Stock Issued Shares	0—	0—	0—	0—
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$0—	$0—	$0—	$0—
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding	$0—	$0—	$0—	$0—
Investments - Gross Unrealized Losses	$310.08M+32.7%	$233.68M-57.2%	$545.64M-79.0%	$2.6B+69.2%
Capital Conservation Buffer	$0.080.0%	$0.080.0%	$0.080.0%	$0.080.0%
G-SIB Surcharge	$762.54M-4.7%	$800.21M+2.3%	$782.6M+0.8%	$776.39M+9.6%
Share Repurchase Authorization Limit	——	——	——	——
Unrealized Gains on Investments	$6.9M—	$0-100%	$455K+35.8%	$335K-98.0%
Unrealized Losses on Investments (Before Tax)	$40.2M-16.8%	$48.35M-44.9%	$87.82M-37.5%	$140.48M+1,363%
Nonperforming Loans and Leases Percentage	$8.05M+121%	$3.64M-0.9%	$3.67M-80.7%	$18.98M+13.5%
Components	836-100.0%	2.1M+92,258%	2.3K-19.0%	2.8K—
Fair Value Measurement Disclosure	$13.67M-52.6%	$28.82M+20.0%	$24.02M-43.7%	$42.67M+133%
Gross Assets/Liabilities	$13.67M-52.6%	$28.82M+20.0%	$24.02M-43.7%	$42.67M+133%
Hedged Asset (Statement of Financial Position)	$122.44M—	$0+100%	-$2.53M—	——
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax	$40.2M-16.8%	$48.35M-44.9%	$87.82M-37.5%	$140.48M+1,363%
Gross Unrealized Gains	$6.9M—	$0-100%	$455K+35.8%	$335K-98.0%
1 Year or Less	——	$0-100%	$5.41M—	——
After 5 Years through 10 Years	——	$141.92M+0.5%	$141.2M—	——
After 10 Years	——	$77.22M-54.6%	$170.11M—	——
After 1 Year through 5 Years	——	$0-100%	$89.65M—	——
Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Amortized Cost	——	$264.04M-43.8%	$469.55M—	——
Total capital (to risk-weighted assets), required for capital adequacy purposes with capital buffer, ratio	10.5%0.0%	10.5%0.0%	10.5%0.0%	10.5%0.0%
Total capital (to risk-weighted assets), required for capital adequacy purposes with capital buffer, amount	$557.54M-7.7%	$604.1M+3.2%	$585.37M+3.2%	$567.23M+19.8%
Cash surrender value of life insurance policies	$36.73M-1.9%	$37.45M+3.6%	$36.16M-75.3%	$146.18M+50.5%
Collateral dependent loans	$7.43M+95.7%	$3.8M—	——	——
Common Equity Tier One Capital Required For Capital Adequacy	$238.95M-7.7%	$258.9M+3.2%	$250.88M+3.2%	$243.1M+19.8%
Common equity tier 1 capital, for capital adequacy purpose (to risk-weighted assets)	4.5%0.0%	4.5%0.0%	4.5%0.0%	4.5%0.0%
Common equity tier 1 capital (to risk-weighted assets), required for capital adequacy purposes with capital buffer, amount	$371.69M-7.7%	$402.73M+3.2%	$390.25M+3.2%	$378.15M+19.8%
Common equity tier 1 capital (to risk-weighted assets), required for capital adequacy purposes with capital buffer, ratio	7%0.0%	7%0.0%	7%0.0%	7%0.0%
Common stock, shares authorized (in shares)	$99M0.0%	$99M0.0%	$99M0.0%	$99M0.0%
Common stock, shares issued (in shares)	$51.22M+15.8%	$44.23M+1.3%	$43.65M-0.7%	$43.94M+0.4%
Other Contractual Commitments	$1.15B+10.1%	$1.04B-8.2%	$1.13B—	——
Debt Instrument, Unamortized Discount (Premium) and Debt Issuance Costs, Net	$1.8M+125%	$800K—	——	——
Accrued interest receivable on available for sale debt securities	$5.3M-58.3%	$12.7M-13.6%	$14.7M—	——
Cost or Amortized Cost	$908.83M+222%	$282.02M—	——	——
Available-for-sale securities, allowance for credit loss	$120K—	$0—	$0—	$0—
Debt Securities, Available-for-Sale, Amortized Cost, Excluding Accrued Interest, after Allowance for Credit Loss	$908.71M+222%	$282.02M-55.6%	$634.62M—	——
Unrealized loss positions	$310.1M-82.8%	$1.8B-14.3%	$2.1B—	——
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$38.24M-20.9%	$48.35M-44.8%	$87.58M-78.5%	$406.84M+40,102%
Less than 12 months	$67.35M—	$0-100%	$2.39M-99.7%	$880.07M-41.4%
12 months or more	$242.73M+3.9%	$233.68M-57.0%	$543.25M-68.4%	$1.72B+4,773%
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$946K—	$0-100%	$236K-99.7%	$75.45M+243%
Estimated Fair Value	$875.41M+275%	$233.68M-57.3%	$547.25M—	——
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	$39.19M-18.9%	$48.35M-44.9%	$87.82M-81.8%	$482.29M+1,996%
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	$836-100.0%	$2.12M+92,258%	$2.29K-19.0%	$2.83K—
Debt Securities, Available-for-Sale, Unrealized Loss Position	$310.08M+32.7%	$233.68M-57.2%	$545.64M-79.0%	$2.6B+69.2%
Debt securities, held-to-maturity, allowance for credit loss (less than)	$0-100%	$158K+0.6%	$157K-38.9%	$257K—
Derivative Asset, Subject to Master Netting Arrangement, after Offset	$14.06M-51.6%	$29.05M+8.7%	$26.71M—	——
Derivative Asset, Subject to Master Netting Arrangement, Liability Offset	$0—	$0—	$0—	——
Derivative Asset Notional Amount	$585.46M+9.5%	$534.53M-5.8%	$567.36M-1.6%	$576.73M+10.6%
Less: Gross amounts offset, notional amount	$0—	$0—	$0—	——
Derivative Asset, Notional Amount, Subject To Master Netting Arrangement, After Offset	$585.46M+9.5%	$534.53M-5.8%	$567.36M—	——
Derivative, gross, assets	$14.06M-51.6%	$29.05M+8.7%	$26.71M-40.5%	$44.88M+190%
Derivatives, gross, liabilities	$13.67M-52.6%	$28.82M+20.0%	$24.02M-43.7%	$42.67M+133%
Derivative Liability, Subject to Master Netting Arrangement, after Offset	$13.67M-52.6%	$28.82M+20.0%	$24.02M—	——
Derivative Liability, Subject to Master Netting Arrangement, Asset Offset	$0—	$0—	$0—	——
Derivative Liability Notional Amount	$471.53M-9.6%	$521.52M+1.3%	$514.88M-2.5%	$528.35M-0.8%
Derivative Liability, Notional Amount, Subject To Master Netting Arrangement, After Offset	$471.53M-9.6%	$521.52M+1.3%	$514.88M—	——
Less: Gross amounts offset, notional amount	$0—	$0—	$0—	——
Remaining accretion on loans	——	——	——	——
Standby letters of credit	$22.27M-5.0%	$23.46M+42.2%	$16.49M—	——
Commitments to extend credit	$1.12B+10.5%	$1.02B-9.0%	$1.12B—	——
Financing and other contractual commitments	$1.15B+10.1%	$1.04B-8.2%	$1.13B—	——
Federal Home Loan Bank stock, at cost	$45.71M-15.1%	$53.83M+56.0%	$34.51M+29.4%	$26.68M+9.2%
Accrued interest receivable	$23.7M-7.4%	$25.6M+8.0%	$23.7M—	——
Financing Receivable, after Allowance for Credit Loss, Including Non-accrual Loans	$4.88B+0.6%	$4.85B+9.7%	$4.42B+6.7%	$4.14B+14.1%
With an allowance	$2.49M+113%	$1.17M+109%	$559K—	——
Financing Receivable, Excluding Accrued Interest, Nonaccrual	$32.46M+25.8%	$25.79M+30.9%	$19.71M—	——
Total Past Due	$48.62M+32.2%	$36.78M+42.7%	$25.78M+139%	$10.8M+24.4%
Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount)	$6.8M-54.4%	$14.9M—	——	——
Finite Lived Mortgage Servicing Rights	$17.53M-3.6%	$18.2M-3.3%	$18.81M+1.0%	$18.62M+4.7%
Mortgage servicing rights, net	——	——	——	——
Hedged Asset Fair Value Hedge Cumulative Increase Decrease	-$307K—	$0—	——	——
Mortgage Servicing Rights Impairment Allowance	$0—	$0—	$0—	$0-100%
Off-Balance-Sheet, Credit Loss, Liability	$1.84M-14.4%	$2.15M+249%	$615K+52.6%	$403K—
Pledged securities for borrowing availability at the Federal Reserve	$114.73M-86.5%	$851.38M—	——	——
Pledged securities for borrowing availability at the Federal Reserve	$140.51M-86.4%	$1.03B—	——	——
Preferred Stock, Shares Authorized	$1M0.0%	$1M0.0%	$1M0.0%	$1M0.0%
Preferred Stock, Shares Issued	$0—	$0—	$0—	$0—
Unpaid principal balances of loans serviced for others totaled	$1.41B-2.1%	$1.44B-2.6%	$1.48B-3.5%	$1.53B+2.1%
Securities loaned and other, Gross amounts	$90.7M-6.3%	$96.8M-33.3%	$145.2M-9.5%	$160.5M+9.6%
Tier 1 capital (to total assets), required for capital1 adequacy purposes with capital buffer, ratio	4%0.0%	4%0.0%	4%0.0%	4%0.0%
Tier 1 capital (to total assets), required for capital1 adequacy purposes with capital buffer, amount	$256.01M-17.6%	$310.83M-1.1%	$314.31M+8.0%	$291.12M-0.4%
Tier 1 capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, ratio	8.5%0.0%	8.5%0.0%	8.5%0.0%	8.5%0.0%
Tier 1 capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, amount	$451.34M-7.7%	$489.03M+3.2%	$473.87M+3.2%	$459.18M+19.8%
Regulatory Capital Requirement	$424.79M-7.7%	$460.27M+3.2%	$446M+3.2%	$432.17M+19.8%
Tier 1 Capital Adequacy Requirement	$318.59M-7.7%	$345.2M+3.2%	$334.5M+3.2%	$324.13M+19.8%
Tier 1 Leverage Adequacy Requirement	$256.01M-17.6%	$310.83M-1.1%	$314.31M+8.0%	$291.12M-0.4%

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Ask your AI about Horizon Bancorp.

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What are Horizon Bancorp's total assets?: Horizon Bancorp (HBNC) holds $6.6B in total assets, down 14.0% year over year.
How much debt does Horizon Bancorp have?: Horizon Bancorp carries $225.8M in total debt against $699.0M of shareholders' equity, a debt-to-equity ratio of 0.32.
How much cash does Horizon Bancorp have?: Horizon Bancorp holds $259.1M in cash and equivalents.
Where does Horizon Bancorp's balance sheet data come from?: Every line is extracted from Horizon Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.