What is Horizon Bancorp's regulatory capital requirement?

Horizon Bancorp (HBNC) reported regulatory capital requirement of $423.33M in Q1 2026.

How has Horizon Bancorp's regulatory capital requirement changed year-over-year?

Horizon Bancorp's regulatory capital requirement decreased by 7.5% year-over-year, from $457.56M to $423.33M.

What is the long-term trend for Horizon Bancorp's regulatory capital requirement?

Over 5 years (2020 to 2025), Horizon Bancorp's regulatory capital requirement has grown at a 4.1% compound annual growth rate (CAGR), from $348.02M to $424.79M.

Horizon Bancorp HBNC Regulatory Capital Requirement

Regulatory Capital Requirement at other companies

WSFS FinancialWSFS

$1.29B-1.5%

Amalgamated Financial Corp.AMAL

$455.61M+5.3%

Heritage FinancialHFWA

$446.1M-0.9%

1st Source CorporationSRCE

$633.99M+0.6%

GBC

Glacier BancorpGBCI

$1.84B+19.0%

Tompkins FinancialTMP

$680.59M+6.4%

Other financials

Income statement

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Revenue$73.5M+6.9%

Net income$26.2M+9.3%

EPS (diluted)$0.51-5.6%

Balance sheet

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Cash & equivalents$259.1M+52.7%

Total debt$225.8M-74.9%

Total equity$699.0M-9.9%

Total assets$6.6B-14.0%

Cash flow

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Operating cash flow$20.8M+36.2%

CapEx$56.0K-95.0%

Free cash flow$20.7M+46.7%

Valuation

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Market cap$1.02B+57.7%

Enterprise value$982.06M-28.5%

Profitability

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Net margin33%-5.3pp

FCF margin34.4%+0.2pp

Returns & leverage

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Return on equity11.1%-2.7pp

Debt / equity0.3×-0.8×

Where this comes from

Reported directly by Horizon Bancorp in its filing.

Tagged under the XBRL concept us-gaap:CapitalRequiredForCapitalAdequacy.

The official record: Horizon Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horizon Bancorp's regulatory capital requirement?: Horizon Bancorp (HBNC) reported regulatory capital requirement of $423.33M in Q1 2026.
How has Horizon Bancorp's regulatory capital requirement changed year-over-year?: Horizon Bancorp's regulatory capital requirement decreased by 7.5% year-over-year, from $457.56M to $423.33M.
What is the long-term trend for Horizon Bancorp's regulatory capital requirement?: Over 5 years (2020 to 2025), Horizon Bancorp's regulatory capital requirement has grown at a 4.1% compound annual growth rate (CAGR), from $348.02M to $424.79M.