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Horizon Bancorp HBNC Net Interest Income

Net Interest Income at other companies

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Equity BancsharesEQBK
$73.66M+46.5%
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Republic BancorpRBCAA
$90.45M-11.9%
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Pathward Financial, Inc.CASH
$125.12M-8.2%
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$78.85M+18.4%
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OceanFirst FinancialOCFC
$96.45M+11.3%
Peoples Bancorp logo
Peoples BancorpPEBO
$90.42M+6.1%

Other financials

Income statement

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Revenue$73.5M+6.9%
Net income$26.2M+9.3%
EPS (diluted)$0.51-5.6%

Balance sheet

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Cash & equivalents$259.1M+52.7%
Total debt$225.8M-74.9%
Total equity$699.0M-9.9%
Total assets$6.6B-14.0%

Cash flow

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Operating cash flow$20.8M+36.2%
CapEx$56.0K-95.0%
Free cash flow$20.7M+46.7%

Valuation

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Market cap$1.02B+57.9%
Enterprise value$983.09M-28.5%

Profitability

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Net margin33%-5.3pp
FCF margin34.4%+0.2pp

Returns & leverage

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Return on equity11.1%-2.7pp
Debt / equity0.3×-0.8×

Where this comes from

Reported directly by Horizon Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Horizon Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horizon Bancorp's net interest income?
Horizon Bancorp (HBNC) reported net interest income of $62.24M in Q1 2026.
How has Horizon Bancorp's net interest income changed year-over-year?
Horizon Bancorp's net interest income increased by 19.1% year-over-year, from $52.27M to $62.24M.
What is the long-term trend for Horizon Bancorp's net interest income?
Over 4 years (2021 to 2025), Horizon Bancorp's net interest income has grown at a 6.0% compound annual growth rate (CAGR), from $181.69M to $229.48M.
What does net interest income mean?
Net interest income is the difference between the interest earned on loans and investments and the interest paid on deposits and other borrowings. It serves as the primary driver of a bank's core profitability and operational success. A stable or growing net interest income indicates effective management of the bank's interest rate risk and asset-liability mix.