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Synchrony Financial SYF Net Interest Income

Net Interest Income at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.37B+9.0%
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Medallion FinancialMFIN
$54.06M+5.1%
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Bread Financial HoldingsBFH
$1.07B+6.1%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$125.12M-8.2%
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American ExpressAXP
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Capital One FinancialCOF

Segments

By segment

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Synchrony Segment$4.64B+3.8%

Other financials

Income statement

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Net income$805.0M+6.3%
EPS (diluted)$2.27+20.1%

Balance sheet

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Cash & equivalents$20.6B-4.9%
Total debt$16.4B-3.4%
Total equity$16.5B-0.6%
Total assets$121.50B-0.4%

Cash flow

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Operating cash flow$2.2B-0.8%

Valuation

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Market cap$25.58B+2.5%
Enterprise value$21.45B-0.3%
P/E7.1×-0.5×

Returns & leverage

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Return on equity21.8%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Synchrony Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Synchrony Financial’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Synchrony Financial's net interest income?
Synchrony Financial (SYF) reported net interest income of $4.64B in Q1 2026.
How has Synchrony Financial's net interest income changed year-over-year?
Synchrony Financial's net interest income increased by 3.8% year-over-year, from $4.46B to $4.64B.
What is the long-term trend for Synchrony Financial's net interest income?
Over 4 years (2021 to 2025), Synchrony Financial's net interest income has grown at a 6.7% compound annual growth rate (CAGR), from $14.24B to $18.47B.
What does net interest income mean?
This is the difference between the interest income generated from assets and the interest expense paid on liabilities. It represents the core profitability of the bank's lending and deposit-taking business. It is the primary driver of earnings for most financial institutions.