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Synchrony Financial SYF Business Segments — Interest Income (Expense), Operating

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Other financials

Income statement

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Net income$805.0M+6.3%
EPS (diluted)$2.27+20.1%

Balance sheet

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Cash & equivalents$20.6B-4.9%
Total debt$16.4B-3.4%
Total equity$16.5B-0.6%
Total assets$121.50B-0.4%

Cash flow

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Operating cash flow$2.2B-0.8%

Valuation

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Market cap$25.58B+2.5%
Enterprise value$21.45B-0.3%
P/E7.1×-0.5×

Returns & leverage

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Return on equity21.8%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Synchrony Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Synchrony Financial’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Synchrony Financial's business segments — interest income (expense), operating?
Synchrony Financial (SYF) reported business segments — interest income (expense), operating of $4.64B in Q1 2026.
How has Synchrony Financial's business segments — interest income (expense), operating changed year-over-year?
Synchrony Financial's business segments — interest income (expense), operating increased by 3.8% year-over-year, from $4.46B to $4.64B.
What is the long-term trend for Synchrony Financial's business segments — interest income (expense), operating?
Over 3 years (2022 to 2025), Synchrony Financial's business segments — interest income (expense), operating has grown at a 5.7% compound annual growth rate (CAGR), from $15.63B to $18.47B.
What does business segments — interest income (expense), operating mean?
The net interest income generated by the segment, calculated as total interest income minus total interest expense. This represents the core profitability of the segment's lending business before credit losses and operating expenses.