What is American Express's net interest income?

American Express (AXP) reported net interest income of $4.69B in Q1 2026.

How has American Express's net interest income changed year-over-year?

American Express's net interest income increased by 12.5% year-over-year, from $4.17B to $4.69B.

What is the long-term trend for American Express's net interest income?

Over 4 years (2021 to 2025), American Express's net interest income has grown at a 22.3% compound annual growth rate (CAGR), from $7.75B to $17.36B.

American Express AXP Net Interest Income

Net Interest Income at other companies

JPMorgan ChaseJPM

$25.37B+9.0%

Synchrony FinancialSYF

$4.64B+3.8%

U.S. BancorpUSB

$4.26B+4.2%

Bread Financial HoldingsBFH

$1.07B+6.1%

CitigroupC

$15.74B+12.3%

Capital One FinancialCOF

——

Segments

By segment

See full

USCS$3.32B+10.5%

CS$913M+18.6%

ICS$367M+26.6%

GMNS$180M+16.1%

Other financials

Income statement

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Revenue$18.9B+11.4%

Net income$3.0B+15.0%

EPS (diluted)$4.28+17.6%

Balance sheet

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Cash & equivalents$53.8B+2.4%

Total debt$60.4B+14.5%

Total equity$34.0B+9.0%

Total assets$308.89B+9.4%

Cash flow

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Operating cash flow$3.8B-20.2%

CapEx$1.1B+167%

Free cash flow$2.7B-38.7%

Valuation

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Market cap$230.8B+5.8%

Enterprise value$237.48B+8.0%

P/E20.6×-0.9×

P/S3.1×-0.1×

Profitability

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Net margin15.1%-0.2pp

FCF margin19.3%—

Returns & leverage

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Return on equity34.4%+0.1pp

Debt / equity1.8×+0.1×

Where this comes from

Reported directly by American Express in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: American Express’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Express's net interest income?: American Express (AXP) reported net interest income of $4.69B in Q1 2026.
How has American Express's net interest income changed year-over-year?: American Express's net interest income increased by 12.5% year-over-year, from $4.17B to $4.69B.
What is the long-term trend for American Express's net interest income?: Over 4 years (2021 to 2025), American Express's net interest income has grown at a 22.3% compound annual growth rate (CAGR), from $7.75B to $17.36B.