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Horizon Bancorp HBNC Amortization of Mortgage Servicing Rights (MSRs)

Amortization of Mortgage Servicing Rights (MSRs) at other companies

Horizon Bancorp logo
Horizon BancorpHBNC
$579K+14.2%
M/I Homes logo
M/I HomesMHO
$328K+27.6%
Community Financial System logo
Community Financial SystemCBU
$208K+7.2%
First Busey Corporation logo
First Busey CorporationBUSE
$203K+20.8%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$54K+5.9%
Central Pacific Financial logo
Central Pacific FinancialCPF
$210.75K+8.6%

Other financials

Income statement

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Revenue$73.5M+6.9%
Net income$26.2M+9.3%
EPS (diluted)$0.51-5.6%

Balance sheet

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Cash & equivalents$259.1M+52.7%
Total debt$225.8M-74.9%
Total equity$699.0M-9.9%
Total assets$6.6B-14.0%

Cash flow

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Operating cash flow$20.8M+36.2%
CapEx$56.0K-95.0%
Free cash flow$20.7M+46.7%

Valuation

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Market cap$1.02B+57.9%
Enterprise value$983.09M-28.5%

Profitability

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Net margin33%-5.3pp
FCF margin34.4%+0.2pp

Returns & leverage

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Return on equity11.1%-2.7pp
Debt / equity0.3×-0.8×

Where this comes from

Reported directly by Horizon Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfMortgageServicingRightsMSRs.

The official record: Horizon Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horizon Bancorp's amortization of mortgage servicing rights (msrs)?
Horizon Bancorp (HBNC) reported amortization of mortgage servicing rights (msrs) of $579K in Q1 2026.
How has Horizon Bancorp's amortization of mortgage servicing rights (msrs) changed year-over-year?
Horizon Bancorp's amortization of mortgage servicing rights (msrs) increased by 14.2% year-over-year, from $507K to $579K.
What is the long-term trend for Horizon Bancorp's amortization of mortgage servicing rights (msrs)?
Over 4 years (2021 to 2025), Horizon Bancorp's amortization of mortgage servicing rights (msrs) has grown at a -15.3% compound annual growth rate (CAGR), from $4.07M to $2.1M.
What does amortization of mortgage servicing rights (msrs) mean?
This represents the periodic reduction in the carrying value of capitalized mortgage servicing rights over the estimated period of net servicing income. It reflects the consumption of the economic benefit derived from servicing mortgage loans for third-party investors. Changes in this metric are driven by the volume of servicing rights held and the expected duration of the underlying mortgage portfolios.