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HBT Financial, Inc. HBT Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

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Old National BancorpONB
$1.05B+22.8%
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CNB FinancialCCNE
$160.49M+35.6%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$186.04M+8.7%
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$179.16M-26.2%
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Center BancorpCNOB
$373.66M+52.7%
Bar Harbor Bankshares logo
Bar Harbor BanksharesBHB
$89.82M+8.9%

Other financials

Income statement

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Revenue$67.3M+16.1%
Net income$11.2M-41.3%
EPS (diluted)$0.34-43.3%

Balance sheet

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Cash & equivalents$287.7M+35.9%
Total debt$12.3M+71.1%
Total equity$747.4M+32.3%
Total assets$6.8B+33.0%

Cash flow

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Operating cash flow$28.5M-6.3%

Valuation

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Market cap$1.15B+54.6%
Enterprise value$875.05M+62.1%
P/E16.6×+6.8×
P/S4.7×+1.4×

Profitability

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Net margin28.1%-4.8pp

Returns & leverage

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Return on equity10.5%-3.7pp
Debt / equity0.0×

Where this comes from

Reported directly by HBT Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: HBT Financial, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is HBT Financial, Inc.'s bank owned life insurance?
HBT Financial, Inc. (HBT) reported bank owned life insurance of $37.68M in Q1 2026.
How has HBT Financial, Inc.'s bank owned life insurance changed year-over-year?
HBT Financial, Inc.'s bank owned life insurance increased by 56.0% year-over-year, from $24.15M to $37.68M.
What is the long-term trend for HBT Financial, Inc.'s bank owned life insurance?
Over 4 years (2021 to 2025), HBT Financial, Inc.'s bank owned life insurance has grown at a 35.1% compound annual growth rate (CAGR), from $7.39M to $24.66M.
What does bank owned life insurance mean?
Bank Owned Life Insurance (BOLI) consists of life insurance policies purchased by the bank on the lives of key employees, where the bank is the beneficiary. The cash surrender value of these policies is recorded as an asset, and the tax-advantaged income generated helps offset the costs of employee benefit programs. It serves as a long-term financial instrument to manage benefit-related liabilities.