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HCI Group HCI Q1 2025 earnings

Reported May 8, 2025 · After market close

Revenue$216.4MBeat by $1.5M
EPS$5.35Beat by $0.86
Revenue estimate$214.9M
EPS estimate$4.49

Next report

Nov 5, 2026 (in 2 months)
Revenue estimate$247.8M
EPS estimate$3.24

Financials

Q1 2025

Income statement

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Revenue$216.4M+4.8%
Net income$69.7M+46.4%
EPS (diluted)$5.35+40.4%

Balance sheet

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Cash & equivalents$754.5M+15.1%
Total debt$1.1M-16.7%
Total equity$522.7M+32.1%
Total assets$2.3B+25.3%

Cash flow

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Operating cash flow$162.0M-11.0%
CapEx$1.7M+83.1%
Free cash flow$160.3M-11.5%

Valuation & ratios

Valuation

as of 03/31/25
See full
Market cap$1.61B+61.6%
Enterprise value$853.37M+151%
P/E12×+3.3×
P/S2.1×+0.5×

Profitability

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Net margin17.6%-0.6pp
FCF margin44.4%—

Returns & leverage

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Return on equity29.1%-10.5pp
Debt / equity0×0.0×

Segments

By segment

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Insurance Operation$204.5M+0.3%
Exzeo Group Inc$52.8M+60.3%
Reciprocal Exchange Operation$12.8M+776%
Corporate And Other$5.4M-5.3%
Real Estate Operations$2.8M-17.6%

FAQ

When did HCI Group report Q1 2025 earnings?
HCI Group (HCI) reported Q1 2025 earnings on May 8, 2025 after market close.
What were HCI Group's Q1 2025 revenue and EPS?
HCI Group reported revenue of $216.4M and eps of $5.35 for Q1 2025.
Did HCI Group beat estimates in Q1 2025?
Revenue beat the consensus estimate of $214.9M by $1.5M. EPS beat the consensus estimate of $4.49 by $0.86.
How did HCI Group's Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 4.8% from $206.6M a year earlier and eps grew 46.6% from $3.65.
Where can I find HCI Group's Q1 2025 SEC filings?
You can read the 8-K earnings release (0000950170-25-067077) and the 10-Q periodic report (0000950170-25-067975) directly on SEC EDGAR. The filing index links above go to sec.gov.