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HCI Group HCI Q1 2026 earnings

Reported May 6, 2026 · After market close

Revenue$242.9MMiss by $2.2M
EPS$5.45Beat by $0.32
Revenue estimate$245.1M
EPS estimate$5.13

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$247.4M
EPS estimate$5.04

Financials

Q1 2026

Income statement

See full
Revenue$242.9M+12.2%
Net income$73.4M+5.3%
EPS (diluted)$5.45+1.9%

Balance sheet

See full
Cash & equivalents$1.0B+34.4%
Total equity$1.1B+108%
Total assets$2.6B+13.2%

Cash flow

See full
Operating cash flow$148.8M-8.1%
CapEx$335.0K-80.7%
Free cash flow$148.5M-7.4%

Valuation & ratios

Valuation

as of 07/28/26
See full
Market cap$2.25B+40.7%
P/E7.2×-3.8×
P/S2.4×+0.4×

Profitability

See full
Net margin33.8%+16.2pp
FCF margin46.3%+1.9pp

Returns & leverage

See full
Return on equity38.8%+9.8pp

Segments

By segment

See full
Insurance Operation$211.9M+3.6%
Reciprocal Exchange Operation$28.5M+123%
Corporate And Other$6.7M+22.8%
Real Estate Operations$4.2M+47.7%

Versus estimates

Revenue

Q1 2026$242.9MMiss by $2.2M
Q4 2025$246.2MBeat by $13.9MQ3 2025$216.4MMiss by $16.0MQ2 2025$221.9MMiss by $801.8KQ1 2025$216.4MBeat by $1.5MQ4 2024$161.4MMiss by $13.7M

Diluted EPS

Q1 2026$5.45Beat by $0.32
Q4 2025$7.25Beat by $2.38Q3 2025$4.90Beat by $2.46Q2 2025$5.18Beat by $0.71Q1 2025$5.35Beat by $0.86Q4 2024$0.31Beat by $3.06

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Questions, answered.

When did HCI Group report Q1 2026 earnings?
HCI Group (HCI) reported Q1 2026 earnings on May 6, 2026 after market close.
What were HCI Group's Q1 2026 revenue and EPS?
HCI Group reported revenue of $242.9M and eps of $5.45 for Q1 2026.
Did HCI Group beat estimates in Q1 2026?
Revenue missed the consensus estimate of $245.1M by $2.2M. EPS beat the consensus estimate of $5.13 by $0.32.
How did HCI Group's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 12.2% from $216.4M a year earlier and eps grew 1.9% from $5.35.
Where can I find HCI Group's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001193125-26-209071) and the 10-Q periodic report (0001193125-26-211993) directly on SEC EDGAR. The filing index links above go to sec.gov.