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HCI Group HCI Q2 2025 earnings

Reported August 7, 2025 · After market close

Revenue$221.9MMiss by $801.8K
EPS$5.18Beat by $0.71
Revenue estimate$222.7M
EPS estimate$4.47

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$247.4M
EPS estimate$5.04

Financials

Q2 2025

Income statement

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Revenue$221.9M+7.6%
Net income$66.2M+22.3%
EPS (diluted)$5.18+22.2%

Balance sheet

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Cash & equivalents$947.2M+112%
Total debt$1.1M-17.9%
Total equity$758.6M+69.6%
Total assets$2.4B+23.1%

Cash flow

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Operating cash flow$145.0M
CapEx$522.0K-52.2%
Free cash flow$144.5M

Valuation & ratios

Valuation

as of 06/30/25
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Market cap$1.72B+91.9%
Enterprise value$778.67M+71.4%
P/E11.8×+6.1×
P/S2.2×+1.0×

Profitability

See full
Net margin18.8%-3.2pp
FCF margin62.1%+5.2pp

Returns & leverage

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Return on equity24.2%-24.8pp
Debt / equity0.0×

Segments

By segment

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Insurance Operation$205.7M
Reciprocal Exchange Operation$13.8M+107%
Corporate And Other$4.7M-38.3%
Real Estate Operations$3.5M-40.1%

Versus estimates

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Questions, answered.

When did HCI Group report Q2 2025 earnings?
HCI Group (HCI) reported Q2 2025 earnings on August 7, 2025 after market close.
What were HCI Group's Q2 2025 revenue and EPS?
HCI Group reported revenue of $221.9M and eps of $5.18 for Q2 2025.
Did HCI Group beat estimates in Q2 2025?
Revenue missed the consensus estimate of $222.7M by $801.8K. EPS beat the consensus estimate of $4.47 by $0.71.
How did HCI Group's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 7.6% from $206.2M a year earlier and eps grew 23.0% from $4.21.
Where can I find HCI Group's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0000950170-25-105801) directly on SEC EDGAR. The filing index links above go to sec.gov.