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HCI Group HCI Gross Premiums Earned Property And Casualty

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Segments

By segment

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Insurance Operation$287.18M+1.7%
Reciprocal Exchange Operation$35.62M+64.6%
Corporate And Other$0
Exzeo Group Inc$0
Real Estate Operations$0

By geography

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FL$272.47M

Other financials

Income statement

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Revenue$246.7M+11.1%
Net income$73.8M+11.5%
EPS (diluted)$5.60+8.1%

Balance sheet

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Cash & equivalents$872.3M-7.9%
Total debt$997.0K-20.2%
Total equity$1.1B+42.4%
Total assets$2.6B+12.6%

Cash flow

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Operating cash flow$125.1M-13.7%
CapEx$290.0K-44.4%
Free cash flow$124.8M-13.6%

Valuation

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Market cap$2.31B+43.0%
P/E7.2×-3.9×
P/S2.4×+0.3×

Profitability

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Net margin33.7%+14.9pp
FCF margin43%-19.1pp

Returns & leverage

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Return on equity34.9%+10.7pp
Debt / equity0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept hci:GrossPremiumsEarnedPropertyAndCasualty.

The source filing: HCI Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340280
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Revenue
Gross premiums earned$320,824$302,628$647,030$603,011
Premiums ceded(101,812)(102,522)(205,867)(202,157)
Net premiums earned219,012200,106441,163400,854
Net investment income18,89016,44536,19130,196
Net realized investment gains1,2221551,7561,322
Net unrealized investment gains (losses)7431,180(955)(726)
Policy fee income1,6511,4673,2273,696

Item 1 – Financial Statements

FAQ

What is HCI Group's gross premiums earned property and casualty?
HCI Group (HCI) reported gross premiums earned property and casualty of $320.82M in Q2 2026.
How has HCI Group's gross premiums earned property and casualty changed year-over-year?
HCI Group's gross premiums earned property and casualty increased by 6.0% year-over-year, from $302.63M to $320.82M.
What is the long-term trend for HCI Group's gross premiums earned property and casualty?
Over 4 years (2021 to 2025), HCI Group's gross premiums earned property and casualty has grown at a 21.0% compound annual growth rate (CAGR), from $577.04M to $1.24B.
What does gross premiums earned property and casualty mean?
Represents the total premiums earned from property and casualty insurance policies before accounting for reinsurance cessions. This metric reflects the raw scale of the company's underwriting activity and market presence in the property and casualty sector.

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