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Home Federal Bancorp HFBL Bank Owned Life Insurance

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Other financials

Income statement

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Revenue$6.0M+15.7%
Net income$1.5M+96.8%
EPS (diluted)$0.48+100%

Balance sheet

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Cash & equivalents$28.9M-4.9%
Total debt$852.0K-0.6%
Total equity$58.0M+6.0%
Total assets$641.6M+3.6%

Cash flow

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Operating cash flow$2.9M+10.2%
CapEx$28.0K-26.3%
Free cash flow$843.0K-65.0%

Valuation

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Market cap$64.1M+52.9%
Enterprise value$36.01M+41.5%
P/E10.8×0.0×
P/S2.7×+0.7×

Profitability

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Net margin25.1%+8.3pp
FCF margin61.4%+1.7pp

Returns & leverage

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Return on equity10.5%+4.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Home Federal Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: Home Federal Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Federal Bancorp's bank owned life insurance?
Home Federal Bancorp (HFBL) reported bank owned life insurance of $7.01M in Q1 2026.
How has Home Federal Bancorp's bank owned life insurance changed year-over-year?
Home Federal Bancorp's bank owned life insurance increased by 1.7% year-over-year, from $6.9M to $7.01M.
What is the long-term trend for Home Federal Bancorp's bank owned life insurance?
Over 4 years (2021 to 2025), Home Federal Bancorp's bank owned life insurance has grown at a -1.0% compound annual growth rate (CAGR), from $7.21M to $6.93M.
What does bank owned life insurance mean?
The cash surrender value of life insurance policies held by the bank on the lives of its officers or employees. This asset serves as a tax-advantaged vehicle to offset the costs of employee benefit plans and provides a stable, long-term investment return. It represents a form of corporate-owned asset management used to stabilize future benefit obligations.