Products & Services · 8th Year
Automobiles — 8th Year
The Hartford Financial Services Group Automobiles — 8th Year increased by 21.4% to 1.7% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 21.4%, from 1.4% to 1.7%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
This metric should ideally show minimal activity, reflecting that the cohort is fully developed and reserves are effectively closed.
Detailed definition
The cumulative loss development or claims experience for automobile insurance policies in their eighth year of coverage....
Peer comparison
Standard component of loss development triangles used by P&C insurers to assess reserve adequacy.
Metric ID:
hig_segment_automobiles_8th_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 1% | 1.1% | 1.4% | 1.4% | 1.7% |
| QoQ Change | — | +10.0% | +27.3% | +0.0% | +21.4% |
| YoY Change | — | +10.0% | +27.3% | +0.0% | +21.4% |
Range1% – 1.7%
CAGR+70.0%
Avg YoY Growth+14.7%
Median YoY Growth+15.7%
Current Streak4+ quarters growth
Similar Metrics at Other Companies
Frequently Asked Questions
- What is The Hartford Financial Services Group's automobiles — 8th year?
- The Hartford Financial Services Group (HIG) reported automobiles — 8th year of 1.7% in Q4 2025.
- How has The Hartford Financial Services Group's automobiles — 8th year changed year-over-year?
- The Hartford Financial Services Group's automobiles — 8th year increased by 21.4% year-over-year, from 1.4% to 1.7%.
- What does automobiles — 8th year mean?
- The claims performance of automobile insurance policies during their eighth year of coverage.