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Arch Capital Group ACGL Third party occurrence business — Year Eight

Other product segments

Casualty
6.8%-5.6%
Marine and aviation
1.1%-21.4%
Property catastrophe
1%-33.3%
Property excluding property catastrophe
0.7%+250%
Specialty
0.5%-28.6%

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0.3%0.0pp
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HIGPackage Business — 8th Year
1.7%-0.4pp
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3.8%0.0pp
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6.8%
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2.5%-0.9pp

Other financials

Income statement

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Revenue$4.5B-3.3%
Net income$1.0B+82.4%
EPS (diluted)$2.88+94.6%

Balance sheet

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Cash & equivalents$1.8B-10.3%
Total debt$2.4B0.0%
Total equity$24.2B+12.3%
Total assets$81.4B+8.3%

Cash flow

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Operating cash flow$1.2B-18.5%
CapEx$8.0M-11.1%
Free cash flow$1.2B-18.6%

Valuation

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Market cap$34.08B0.0%
Enterprise value$34.7B-0.2%
P/E-2.1×
P/S1.7×-0.1×

Profitability

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Net margin24.6%+3.9pp
FCF margin29.6%-6.3pp

Returns & leverage

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Return on equity21.3%+2.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearEight.

The official record: Arch Capital Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arch Capital Group's third party occurrence business — year eight?
Arch Capital Group (ACGL) reported third party occurrence business — year eight of 5% in Q4 2025.
How has Arch Capital Group's third party occurrence business — year eight changed year-over-year?
Arch Capital Group's third party occurrence business — year eight decreased by 9.1% year-over-year, from 5.5% to 5%.
What does third party occurrence business — year eight mean?
Represents the net incurred losses or premiums associated with third-party occurrence-based insurance policies specifically for the eighth year of development. This metric captures the final stages of loss settlement for older underwriting cohorts. It serves as a benchmark for the ultimate cost of long-tail insurance products.