Products & Services · 8th Year
Professional liability — 8th Year
The Hartford Financial Services Group Professional liability — 8th Year decreased by 26.5% to 2.5% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 26.5%, from 3.4% to 2.5%. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2020
Last reportedQ4 2025
How to read this metric
Stability in this metric suggests high confidence in the company's long-term actuarial processes.
Detailed definition
Measures the loss development for professional liability policies in their eighth year. It serves as a late-stage indica...
Peer comparison
Comparable to long-tail reserve development metrics in the insurance industry.
Metric ID:
hig_segment_professional_liability_8th_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 1.1% | 2.7% | 3.5% | 3.4% | 2.5% |
| QoQ Change | — | +145.5% | +29.6% | -2.9% | -26.5% |
| YoY Change | — | +145.5% | +29.6% | -2.9% | -26.5% |
Range1.1% – 3.5%
CAGR+127.3%
Avg YoY Growth+36.4%
Median YoY Growth+13.4%
Current Streak2 quarters decline
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Frequently Asked Questions
- What is The Hartford Financial Services Group's professional liability — 8th year?
- The Hartford Financial Services Group (HIG) reported professional liability — 8th year of 2.5% in Q4 2025.
- How has The Hartford Financial Services Group's professional liability — 8th year changed year-over-year?
- The Hartford Financial Services Group's professional liability — 8th year decreased by 26.5% year-over-year, from 3.4% to 2.5%.
- What does professional liability — 8th year mean?
- The claims development for professional liability policies in their eighth year.